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Mint is shutting down, and it’s pushing users toward Credit Karma

⁨463⁩ ⁨likes⁩

Submitted ⁨⁨1⁩ ⁨year⁩ ago⁩ by ⁨return2ozma@lemmy.world⁩ to ⁨technology@lemmy.world⁩

https://www.theverge.com/2023/11/2/23943254/mint-intuit-shutting-down-credit-karma

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Comments

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  • Pxtl@lemmy.ca ⁨1⁩ ⁨year⁩ ago

    Oh good, I thought this was about the Linux distro.

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    • jivandabeast@lemmy.browntown.dev ⁨1⁩ ⁨year⁩ ago

      Similarly, I thought this was Mint Mobile – i just paid for a three month contract to use on my work phone

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      • Appoxo@lemmy.dbzer0.com ⁨1⁩ ⁨year⁩ ago

        This is not the nobile thing as well? Way too much stuff called mint…

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    • EngineerGaming@feddit.nl ⁨1⁩ ⁨year⁩ ago

      I thought “Oh no! Did Canonical get jealous and do something nefarious?”

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      • angstylittlecatboy@reddthat.com ⁨1⁩ ⁨year⁩ ago

        LMDE basically exists for such an event.

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  • luthis@lemmy.nz ⁨1⁩ ⁨year⁩ ago

    Oh phew, I thought this was Linux Mint

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    • variants@possumpat.io ⁨1⁩ ⁨year⁩ ago

      I thought it was mint mobile

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      • Igloojoe@lemm.ee ⁨1⁩ ⁨year⁩ ago

        I thought the same, mint mobile. I was like wtf does credit karma have to do with phone service.

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      • Empricorn@feddit.nl ⁨1⁩ ⁨year⁩ ago

        I thought it was Big Mint. Global supply shortages have wreaked havoc on mojito availability!

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      • skeezix@lemmy.world ⁨1⁩ ⁨year⁩ ago

        I thought it was the US Mint, and we’d have no more coins.

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      • shootwhatsmyname@lemm.ee ⁨1⁩ ⁨year⁩ ago

        I thought this was the family of plants called Lamiaceae

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      • padjakkels@lemmy.world ⁨1⁩ ⁨year⁩ ago

        Also thought linux mint

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    • blind3rdeye@lemm.ee ⁨1⁩ ⁨year⁩ ago

      I think “Credit Karma” is the name of the next version of Ubuntu.

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      • MaggiWuerze@feddit.de ⁨1⁩ ⁨year⁩ ago

        Kredit Karma for the usual alliteration

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    • _haha_oh_wow_@sh.itjust.works ⁨1⁩ ⁨year⁩ ago

      That would’ve been tragic.

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    • NegativeLookBehind@kbin.social ⁨1⁩ ⁨year⁩ ago

      Same here, got nervous

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    • NumbersCanBeFun@kbin.social ⁨1⁩ ⁨year⁩ ago

      I had a similar thought, considering I just started my YouTube channel around Linux Mint content 😅🥲

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      • AtmaJnana@lemmy.world ⁨1⁩ ⁨year⁩ ago

        You gots to diversify yo vids and shit

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  • Enkers@sh.itjust.works ⁨1⁩ ⁨year⁩ ago

    Thank god, I thought this was about the herb.

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    • PlasmaDistortion@lemm.ee ⁨1⁩ ⁨year⁩ ago

      The herb is a weed that can’t be killed once it gains a foothold.

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      • Assman@sh.itjust.works ⁨1⁩ ⁨year⁩ ago

        What’d you put it on your foot for dummy

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      • Zink@programming.dev ⁨1⁩ ⁨year⁩ ago

        It is insane how well it grows and spreads.

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      • dantheclamman@lemmy.world ⁨1⁩ ⁨year⁩ ago

        Unlike the company

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      • sevastapol@lemmy.world ⁨1⁩ ⁨year⁩ ago

        That’s good if you have a middle eastern diet.

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      • Obi@sopuli.xyz ⁨1⁩ ⁨year⁩ ago

        That’s the truth right there, we planted some in our edible garden this summer and it overtook everything. Crazy.

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  • Starkstruck@lemmy.world ⁨1⁩ ⁨year⁩ ago

    What I’m gathering from this thread is that too many things are named mint.

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    • Mobiuthuselah@lemm.ee ⁨1⁩ ⁨year⁩ ago

      I just told my wife Mint was shutting down and she gasped, frozen in shock. I was thinking she was taking it really hard. Took me a minute before I realized she thought I was talking about our favorite Indian restaurant.

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  • OldWoodFrame@lemm.ee ⁨1⁩ ⁨year⁩ ago

    I used to use Mint before they got acquired, I stopped in 2009/2010 for security concerns because back then the way you connected was just giving them your password.

    Also it broke all the time and my student loans got stuck while my checking accounts didn’t so it ruined my net worth chart which was like 80% of why I liked it.

    But, shame it’s shutting down even if I didn’t like it I’m sure it was useful to others.

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    • Coasting0942@reddthat.com ⁨1⁩ ⁨year⁩ ago

      Mint very quickly gave me the feeling of original devs cashing out just in time before the new owners found out its intervals were toothpicks intricately held together

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      • RagingRobot@lemmy.world ⁨1⁩ ⁨year⁩ ago

        That’s the dream

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  • yoz@aussie.zone ⁨1⁩ ⁨year⁩ ago

    Lol comments are hilarious. Everyone thinking of a different Mint

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  • jcrabapple@artemis.camp ⁨1⁩ ⁨year⁩ ago

    Good. Mint sucks. Fuck Intuit.

    Use Lunch Money or YNAB.

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    • rambaroo@lemmy.world ⁨1⁩ ⁨year⁩ ago

      YNAB is a waste of money imo. It’s literally just a spreadsheet.

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    • SendMePhotos@lemmy.world ⁨1⁩ ⁨year⁩ ago

      $100/yr or $15/mo? Wtf

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    • rengoku2@lemm.ee ⁨1⁩ ⁨year⁩ ago

      Not paying subs for YNAB.

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      • gveltaine@lemmy.zip ⁨1⁩ ⁨year⁩ ago

        Same. They can’t justify me to pay a fee that increases every year.

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    • banneryear1868@lemmy.world ⁨1⁩ ⁨year⁩ ago

      Pre-Intuit it was pretty decent, before banks had their own apps and before there was much competition. Once I could use my credit union’s app and it had all the usual features no more need for Mint.

      These day-to-day budgeting apps with categories and stuff, it’s great when you’re spending in a similar manner. Once I had a mortgage and bills and stuff, I found the granularity of the information wasn’t as relevant, I kind of know what’s going on intuitively enough. Also you have a lot bigger unscheduled spending, like propane every 2-6 months which is gonna be like $1000 and seasonally dependent, yeah you can work it out per year to know you’re okay, but to have some alert that’s like “YOU WENT OVER YOUR AVERAGE ON BILLS THIS WEEK BY 300%!” is unnecessary. Similar with food, I’m gonna load up on meat and it’s gonna be like YOUR FOOD SPENDING IS OFF THE RAILS.

      For useful reporting you can just export your data from your bank/cu and make your own reports. Apps that amalgamate your financial data are still useful but then you’re in to legit financial planning territory which is sort of a separate category of apps.

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    • treadful@lemmy.zip ⁨1⁩ ⁨year⁩ ago

      Thanks for the recs. Do either work especially well with securities?

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      • dogebread@lemm.ee ⁨1⁩ ⁨year⁩ ago

        Personal Capital or whatever they rebranded to has been generally stable since I left mint a few years ago.

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  • AlphaOmega@lemmy.world ⁨1⁩ ⁨year⁩ ago

    Oh man I thought I was going to have to get another mobile provider. But thank goodness it’s not about Mint mobile

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    • FeelThePower@lemmy.dbzer0.com ⁨1⁩ ⁨year⁩ ago

      same here, thought my 1 year data top-up was a waste…

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  • ChickenAndRice@sh.itjust.works ⁨1⁩ ⁨year⁩ ago

    If someone is looking for a local hosted budgeting alternative, consider using Actual Budget. It’s an open source app that’s similar to YNAB

    github.com/actualbudget/actual

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    • QuiteQuickQum@lemmy.world ⁨1⁩ ⁨year⁩ ago

      As a user of YNAB, I’m glad there’s an open source option as well. The method/approach really clicked for me.

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    • missveeronica@lemmynsfw.com ⁨1⁩ ⁨year⁩ ago

      Thank you for posting this. Stupid question, how do I download just to put it on my laptop? I don’t download from github a lot and I’m a little lost pulling down the exe.

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      • n2burns@lemmy.ca ⁨9⁩ ⁨months⁩ ago

        I don’t think it’s offered as as an exe as it’s server-client model where you access it through a web-browser or app. If you want to just run it on your laptop, it can be both your server and client. The installation instructions are here, and there are also instructions for Docker on the left-side menu.

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    • archival_@lemmy.world ⁨1⁩ ⁨year⁩ ago

      Wow thank you so much! I have been looking for an alternative to YNAB. 🥹

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  • 3ntranced@lemmy.world ⁨1⁩ ⁨year⁩ ago

    Oh thank heavens, I thought they were shutting down the economies of Mexico, Indonesia, Nigeria and Turkey

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  • AlwaysNowNeverNotMe@kbin.social ⁨1⁩ ⁨year⁩ ago

    Oh thank goodness, I thought this was about junior mints.

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  • linearchaos@lemmy.world ⁨1⁩ ⁨year⁩ ago

    Pretty much just gone back to a spreadsheet.

    insights about spending up and down per category and automatic categorization was pretty nice.

    Budget targets were nice.

    I’ve been meaning to look around for something self hosted or FOSS.

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    • wreckedcarzz@lemmy.world ⁨1⁩ ⁨year⁩ ago

      actualbudget.com

      I just set this up myself a few days ago, though because it doesn’t sync for non-EU banks, I haven’t gone further yet.

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      • ioslife@lemmy.sdf.org ⁨1⁩ ⁨year⁩ ago

        It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.

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    • Dave@lemmy.nz ⁨1⁩ ⁨year⁩ ago

      I use a spreadsheet. I have a macro for categorisation but you could probably do it with vlookup instead.

      I like using a spread sheet because I’m not locked in to anything, and neither is my data.

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      • YaksDC@lemmy.world ⁨1⁩ ⁨year⁩ ago

        If you like using spreadsheets you should cheak out Tiller.

        www.tillerhq.com

        I tried it and saw its promise, but I don’t love spreadsheets.

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      • Spastickyle@lemmy.world ⁨1⁩ ⁨year⁩ ago

        I also have a robust spreadsheet that has enough VLOOKUPs to choke a supercomputer. Mint was just an aggregate for all my financial institutions that I could then export from the site and into my spreadsheet. I’m willing to pay for this aggregate service, just not a lot.

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  • MrTHXcertified@lemmy.sdf.org ⁨1⁩ ⁨year⁩ ago

    To those who have already switched: What are you using and why do you like it?

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    • shootwhatsmyname@lemm.ee ⁨1⁩ ⁨year⁩ ago

      I’ve used !ynab@lemmy.world for a while and love it. It’s helped me get out and stay out of debt for 8 years now.

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      • totallynotarobot@lemmy.world ⁨1⁩ ⁨year⁩ ago

        Ew subscription budgeting.

        Anyone thinking of looking into this ^ it’s a subscription product. Saved you a click.

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    • Judgy_McJudgerson@lemm.ee ⁨1⁩ ⁨year⁩ ago

      I switched before this because I wanted to keep an eye on my credit score. Credit Karma gives me both scores and with more detail than I was getting from Mint.

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      • CraigeryTheKid@lemm.ee ⁨1⁩ ⁨year⁩ ago

        Does credit karma still at least post transactions? Can’t check myself until I get home from work.

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    • psycho_driver@lemmy.world ⁨1⁩ ⁨year⁩ ago

      I’d recommend avoiding Credit Karma. It was great until it was bought by Intuit a couple of years ago. I don’t know that it’s changed a ton yet, but Intuit, so if it hasn’t enjoy that while it lasts I guess.

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    • Thunderbird4@lemmy.world ⁨1⁩ ⁨year⁩ ago

      I guess it depends on what you’re using Mint for, but I’ve been getting a lot of use out of Empower (formerly Personal Capital) for tracking all my accounts in one place. No subscription or anything, just some pressure, sometimes including phone calls, to use their financial advisor services. I’ve had an account with Credit Karma for ages and I’m not sure what service they offer that would be comparable, but they were bought by Intuit a few years ago, so I’d find it hard to recommend them for much anymore.

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  • Shyfer@ttrpg.network ⁨1⁩ ⁨year⁩ ago

    Damn I still use this. Now what should I use for budgeting?

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    • jmp242@sopuli.xyz ⁨1⁩ ⁨year⁩ ago

      Gnucash can do this and is floss so won’t really go away.

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      • Spastickyle@lemmy.world ⁨1⁩ ⁨year⁩ ago

        The main draw of Mint for me was how it pulled all transactions from all of my financial institutions. Can GnuCash do that too or is it just a FOSS alternative of QuickBooks?

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      • Usernameblankface@lemmy.world ⁨1⁩ ⁨year⁩ ago

        Do I need to know programming or enjoy spreadsheets to use this?

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    • kn33@lemmy.world ⁨1⁩ ⁨year⁩ ago

      I use YNAB and really like it

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      • d13@programming.dev ⁨1⁩ ⁨year⁩ ago

        I’ve been checking YNAB out. I really like that it has an API subscribers can use.

        One of my complaints is that it doesn’t seem to have rule-based categorization, but I may just write a script (or find someone else’s) that interacts with the API.

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      • bluemellophone@lemmy.world ⁨1⁩ ⁨year⁩ ago

        I’ve tried many over the years, and I keep going back to YNAB. Been happy using it for the better part of 4-5 years now.

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  • CluckN@lemmy.world ⁨1⁩ ⁨year⁩ ago

    Praise the Nine I thought this was about US Mint.

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  • NENathaniel@lemmy.ca ⁨1⁩ ⁨year⁩ ago

    Been wanting to switch to a local-only solution for ages, guess they’re forcing me to hurry up :D

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  • reverendsteveii@lemm.ee ⁨1⁩ ⁨year⁩ ago

    Mon dieu! I thought it was the Indian buffet near Pittsburgh

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  • popemichael@lemmy.sdf.org ⁨1⁩ ⁨year⁩ ago

    It’s too bad it’s not the US mint. It might help inflation.

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  • GrayBackgroundMusic@lemm.ee ⁨1⁩ ⁨year⁩ ago

    Well, crap. I use mint to track net spending and give me a forward budget. Time to find something new, I guess.

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  • rckclmbr@lemm.ee ⁨1⁩ ⁨year⁩ ago

    Damn, I went from $50k net worth in 2010 to $3m today on Mint. End of an era. Not sure where to go next

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  • Etterra@lemmy.world ⁨1⁩ ⁨year⁩ ago

    I always found the ads suspicious. Anyway I miss Primeco and to hell t-mobile.

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  • Geek_King@lemmy.world ⁨1⁩ ⁨year⁩ ago

    I liked using mint for budgeting for years. It felt good to have a sold hold of expenses vs expenditures. But then one day the syncing between my primary credit card and mint stopped working. That was the day mint died for me, I use my primary credit card for everything and pay it off every month to build credit. When mint suddenly wasn’t allowed to connect to my credit card to get transactions it became useless.

    I tried another budgeting service, but it did budgeting completely different approach wise and I just didn’t like it. Oh well such is life I guess, everything I love goes away.

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  • HawlSera@lemm.ee ⁨1⁩ ⁨year⁩ ago

    F u c k, that spells fuck.

    Whatever happened to the free credit report.com band? I know that they didn’t get paid for any of the jingles they wrote and so they tried to sue, but I haven’t heard from them since then.

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  • thejodie@programming.dev ⁨1⁩ ⁨year⁩ ago

    This thing just never worked for me. As in, the product was broken in several ways all of the time.

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  • autotldr@lemmings.world [bot] ⁨1⁩ ⁨year⁩ ago

    This is the best summary I could come up with:

    Intuit first acquired Mint in 2009, an app that has offered a free way for users to track their budgets, manage expenses, negotiate bills, and keep tabs on subscriptions.

    On a support page on Credit Karma’s website, Intuit says “the new experience in Credit Karma does not offer the ability to set monthly and category budgets,” adding that the app instead “offers a simplified way for you to build awareness of your spending, and track your savings.” Intuit says it still plans on adding ways to view transactions, track spending, and aggregate financial accounts.

    The Verge reached out to Intuit for more information about the features coming to Credit Karma but didn’t immediately hear back.

    Earlier this year, Credit Karma added one of Mint’s key features: the ability for users to track their net worth.

    Users can also download and delete their Mint data if they don’t want to move to Credit Karma.

    This change seems to have been in the works for quite some time now, as Mint users across Reddit have seen prompts to migrate to Credit Karma over the past few weeks.

    The original article contains 377 words, the summary contains 185 words. Saved 51%. I’m a bot and I’m open source!

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