Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.
No interest?
Submitted â¨â¨3⊠â¨weeks⊠ago⊠by â¨Gork@sopuli.xyz⊠to â¨[deleted]âŠ
https://sopuli.xyz/pictrs/image/9b5192c4-9622-42ea-b03b-8e89872e05c6.webp
Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.
No interest?
Pay in 4 is usually zero interest, but theyâll stack heavy late fees if you miss it.
âwhy canât we get a mortgage?â
âWell I bought a hot dog on a payment plan for a laugh, and I defaulted on a 38 cent paymentâ
âoh noâ
I have plenty of interest in hot dogs.
Ha ha! Phallic penis joke!
They generally donât no.
They get commission from the stores (because quite likely they wouldnât have made the sale if the option wasnât available), and also late fees
Also data for advertising
I have this shirt in white and I love it.
Fun fact: âFINANSâ actually means finance in turkish
Same in many Scandinavian languages
Thatâs how you build up good credit
Do you gain credit with these types of companies? Also theyâre paying an extra 4¢, since 37.5¢ will round up to 38¢.
Tbh i have no clue lol
How does it handle the half-penny? Does it round up or down, collect the remainder at the end, what?
The POS system at my bakery rounds up when itâs for a customer (getting half of a loaf of bread for example) and down when it calculates the 50% employee discount. That alone has a weirdly huge impact on my job satisfaction.
typical POS behavior
Off topic, but I will forever read it as âpiece of shitâ system lol
Proud of you!
good job! a+ financial discipline!
Time to buy another one!
Hey! Whoa! Easy there big spender! Some of us are caked in debt here! We canât just be buying hot dogs now all willy-nilly!
In this economy?
Youâd have to leverage your hotdog assets and get a secondary hotdog line of credit based on the initial hotdog equity.
If youâre financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.
Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then itâs probably time to rethink your budget and personal finances, no meal is worth that kind of debt.
Hell yeah, when people offer me interest free loans I take it.
One time I misunderstood something as an interest free loans when it wasnât so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?
I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself
Itâs fair to apply it, as it is also fair for you to not take it, all things considered
My bank finally approved us for a hotdog jumboloan! We sign tomorrow!
You are truly a legend to dedicate to the bit.
They should allow Pain in 4 for online subscriptions.
For example Netflix. Instead of paying 8⏠a month you would pay âŹ8 a month for 4 subscriptions in advance.
This has a similar energy to, âLend me a dollar, but give me fifty cents. Then Iâll owe you fifty cents, and youâll owe me fifty cents, and weâll be even.â
âIn just 4 easy paymentsâŚâ
This is the beginning of the rest pf your life!
Congrats! Thanks Freddie Mac-n-cheese!
ummthatguy@lemmy.world â¨3⊠â¨weeks⊠ago
Image
Costcoâs co-founder, Jim Sinegal
uuldika@lemmy.ml â¨3⊠â¨weeks⊠ago
the amount of consumer goodwill that statement bought easily pays for any losses from the hotdogs. companies seem hellbent on torching their brand reputation for short-term gains these days.
Excrubulent@slrpnk.net â¨2⊠â¨weeks⊠ago
Also my mum brought me some costco hotdogs the other day. Itâs hard to get good American food in grocery stores here in Australia but those smokey delicious franks have me considering a membership. So good.