Finally paid off my Costco hotdog 🙏

Comments

• Kcap@lemmy.world ⁨9⁩ ⁨months⁩ ago

  Congrats! Thanks Freddie Mac-n-cheese!

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• Shardikprime@lemmy.world ⁨9⁩ ⁨months⁩ ago

  If you’re financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.

  Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then it’s probably time to rethink your budget and personal finances, no meal is worth that kind of debt.

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  • JackbyDev@programming.dev ⁨9⁩ ⁨months⁩ ago

    Hell yeah, when people offer me interest free loans I take it.

    One time I misunderstood something as an interest free loans when it wasn’t so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?

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    • Shardikprime@lemmy.world ⁨9⁩ ⁨months⁩ ago

      I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself

      It’s fair to apply it, as it is also fair for you to not take it, all things considered

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• kryptonianCodeMonkey@lemmy.world ⁨9⁩ ⁨months⁩ ago

  “In just 4 easy payments…”

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• WereCat@lemmy.world ⁨9⁩ ⁨months⁩ ago

  They should allow Pain in 4 for online subscriptions.

  For example Netflix. Instead of paying 8€ a month you would pay €8 a month for 4 subscriptions in advance.

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  • Excrubulent@slrpnk.net ⁨9⁩ ⁨months⁩ ago

    This has a similar energy to, “Lend me a dollar, but give me fifty cents. Then I’ll owe you fifty cents, and you’ll owe me fifty cents, and we’ll be even.”

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• Phoenix3875@lemmy.world ⁨9⁩ ⁨months⁩ ago

  stonk man but with finans

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  • NotProLemmy@lemmy.ml ⁨9⁩ ⁨months⁩ ago

    Fun fact: “FINANS” actually means finance in turkish

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    • bartvbl@lemmy.world ⁨9⁩ ⁨months⁩ ago

      Same in many Scandinavian languages

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• altphoto@lemmy.today ⁨9⁩ ⁨months⁩ ago

  My bank finally approved us for a hotdog jumboloan! We sign tomorrow!

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• steal_your_face@lemmy.ml ⁨9⁩ ⁨months⁩ ago

  Image

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  • Soup@lemmy.world ⁨9⁩ ⁨months⁩ ago

    I have this shirt in white and I love it.

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• Chee_Koala@lemmy.world ⁨9⁩ ⁨months⁩ ago

  This is the beginning of the rest pf your life!

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• leaky_shower_thought@feddit.nl ⁨9⁩ ⁨months⁩ ago

  good job! a+ financial discipline!

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• lolola@lemmy.blahaj.zone ⁨9⁩ ⁨months⁩ ago

  That’s how you build up good credit

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  • CanadianCarl@sh.itjust.works ⁨9⁩ ⁨months⁩ ago

    Do you gain credit with these types of companies? Also they’re paying an extra 4¢, since 37.5¢ will round up to 38¢.

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    • lolola@lemmy.blahaj.zone ⁨9⁩ ⁨months⁩ ago

      Tbh i have no clue lol

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• kibiz0r@midwest.social ⁨9⁩ ⁨months⁩ ago

  How does it handle the half-penny? Does it round up or down, collect the remainder at the end, what?

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  • idiomaddict@lemmy.world ⁨9⁩ ⁨months⁩ ago

    The POS system at my bakery rounds up when it’s for a customer (getting half of a loaf of bread for example) and down when it calculates the 50% employee discount. That alone has a weirdly huge impact on my job satisfaction.

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    • griff@lemmings.world ⁨9⁩ ⁨months⁩ ago

      typical POS behavior

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    • 474D@lemmy.world ⁨9⁩ ⁨months⁩ ago

      Off topic, but I will forever read it as “piece of shit” system lol

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• jupyter_rain@discuss.tchncs.de ⁨9⁩ ⁨months⁩ ago

  Time to buy another one!

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  • gravitas_deficiency@sh.itjust.works ⁨9⁩ ⁨months⁩ ago

    In this economy?

    You’d have to leverage your hotdog assets and get a secondary hotdog line of credit based on the initial hotdog equity.

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  • Lost_My_Mind@lemmy.world ⁨9⁩ ⁨months⁩ ago

    Hey! Whoa! Easy there big spender! Some of us are caked in debt here! We can’t just be buying hot dogs now all willy-nilly!

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• ShaggySnacks@lemmy.myserv.one ⁨9⁩ ⁨months⁩ ago

  You are truly a legend to dedicate to the bit.

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• ummthatguy@lemmy.world ⁨9⁩ ⁨months⁩ ago

  Image

  Costco’s co-founder, Jim Sinegal

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  • uuldika@lemmy.ml ⁨9⁩ ⁨months⁩ ago

    the amount of consumer goodwill that statement bought easily pays for any losses from the hotdogs. companies seem hellbent on torching their brand reputation for short-term gains these days.

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    • Excrubulent@slrpnk.net ⁨9⁩ ⁨months⁩ ago

      Also my mum brought me some costco hotdogs the other day. It’s hard to get good American food in grocery stores here in Australia but those smokey delicious franks have me considering a membership. So good.

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• Stillwater@sh.itjust.works ⁨9⁩ ⁨months⁩ ago

  No interest?

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  • bdonvr@thelemmy.club ⁨9⁩ ⁨months⁩ ago

    They generally don’t no.

    They get commission from the stores (because quite likely they wouldn’t have made the sale if the option wasn’t available), and also late fees

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    • morrowind@lemmy.ml ⁨9⁩ ⁨months⁩ ago

      Also data for advertising

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  • SatansMaggotyCumFart@lemmy.world ⁨9⁩ ⁨months⁩ ago

    I have plenty of interest in hot dogs.

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    • Lost_My_Mind@lemmy.world ⁨9⁩ ⁨months⁩ ago

      Ha ha! Phallic penis joke!

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  • CaptDust@sh.itjust.works ⁨9⁩ ⁨months⁩ ago

    Pay in 4 is usually zero interest, but they’ll stack heavy late fees if you miss it.

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    • PhobosAnomaly@feddit.uk ⁨9⁩ ⁨months⁩ ago

      “why can’t we get a mortgage?”

      “Well I bought a hot dog on a payment plan for a laugh, and I defaulted on a 38 cent payment”

      “oh no”

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• robocall@lemmy.world ⁨9⁩ ⁨months⁩ ago

  Proud of you!

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