This is a needless concern. You don’t have to worry about affording a house by 30 by going to college.
We shouldn't have to go to college in order to afford a house by 30.
Submitted 4 months ago by theoneandonlyeggboi@lemmings.world to showerthoughts@lemmy.world
Comments
HubertManne@piefed.social 4 months ago
Monster96@lemmy.world 4 months ago
TronBronson@lemmy.world 4 months ago
I think the non-college route yielded better than college for my age cohort. First dude I knew who bought a house was like 19 and he’d been working at Costco for 4+ years. 2008 happened and suddenly this young man had a stable job and savings and looked great on paper 🥲
freebee@sh.itjust.works 4 months ago
People I know with most real estate are 2 kinds.
- inherited everything.
- stayed in hotel Mama for free for years while not studying, but working as plumber/contractors/mechanic etc starting age 18-19. By the time they moved out age 26-30 they were already loaded, renting out multiple apartments.
Both required parents, either they had to be wealthy and die early or decided to gift capital early; or to be super supportive, fun (tolerable) enough to keep living with after 18 and not asking you to pay rent.
SpankyDoodle@eviltoast.org 4 months ago
36 and counting…
Iunnrais@lemmy.world 4 months ago
42 and counting… I actually have some small hope of trying to buy a house next year though. Not in my home of America though, it’ll be as an expat, and contingent on a foreign bank extending me credit. Not a sure thing at all, but… I’m hoping? There might actually be a path forward? Maybe?
discocactus@lemmy.world 4 months ago
Should go to trade school instead.
zorflieg@lemmy.world 4 months ago
And build your own shelter with the results.
tensorpudding@lemmy.world 4 months ago
Since you said “house” I’m going to push back a little bit. Housing is unaffordable and we should address it but single-family homes are not a feasible solution for a lot of places and situations.
Thedogdrinkscoffee@lemmy.ca 4 months ago
You don’t need to. All you really need is to go for a walk in your desired neighbourhood, find a house you love, knock on the door and introduce yourself. Ask any questions you have about the property, then kill the occupants, flay them and wear their skin as your own as you lead your new charmed life, for as long as you can.
SatansMaggotyCumFart@piefed.world 4 months ago
The only people I know with houses are the ones with rich parents and it doesn’t matter if they went to college or not.
daniskarma@lemmy.dbzer0.com 4 months ago
Where they give you houses for going to college? Did I missed a promotion?
Tollana1234567@lemmy.today 4 months ago
if you a rich person yea, you can guaranteed to have a house because your parents are paying.
dfyx@lemmy.helios42.de 4 months ago
I went to college, I’m way over 30. Buying a house is a vague dream.
MissJinx@lemmy.world 4 months ago
I’m 43 and only now buying a house. And that’s because I don’t have loans (not american)
cenzorrll@piefed.ca 4 months ago
I got lucky and bought a house in 2015 at 28, I barely pulled it off with roommates, barely pulling it off now with a fiancé. There’s no way I could buy a house now. I’m not even sure we could upgrade if we needed to.
Tollana1234567@lemmy.today 4 months ago
something similar happened to my recently moved in neighbor, he thought it was because he had achild, no your PARENTS chipped for the house and renovations, you arnt paying for that almost 1.5-2mil hours on your own.
Perspectivist@feddit.uk 4 months ago
You don’t. None of my highly educated friends own a house while everyone working in trades do.
oyo@lemmy.zip 4 months ago
Everyone should have to go to college. We have an epidemic of stupidity.
HubertManne@piefed.social 4 months ago
it would be better to add elementary logic as a requirement to graduate high school. I would also add a class where you have to read and present a paper in stem and political science and philosophy.
TubularTittyFrog@lemmy.world 4 months ago
why do you think that would do anything?
i litereally taught those subjects for 3-4 years. Trust me. for most students its just another stupid class they don’t want to take, they won’t learn anything. maybe 10% of those enrolled will actually learn anything.
I mean, how many people do you know as adults that remember how to do do an integral even those they took Calculus?
masterspace@lemmy.ca 4 months ago
You are right, all the comments replying to you are making vacuous individualist arguments like ‘it won’t work every single time’, when what’s important is that ‘on average, it will raise intelligence and the ability to critically evaluate situations’.
The internet loves to just regurgitate what they heard before and only deal in absolutes, so right now it’s that they would have made more money in the trades, so suddenly college and higher education is meaningless and provided no value to them. It’s honestly embarassing how much they’re just buying into right wing propaganda.
TubularTittyFrog@lemmy.world 4 months ago
the easiest way to make big money in any area… is have family/connections in that area.
snooggums@piefed.world 4 months ago
Everyone should have access to a free college education, but not everyone benefits from it and it certainly does not guarantee intelligence.
fulcrummed@lemmy.world 4 months ago
I’m not sure college fixes that.
IronBird@lemmy.world 4 months ago
a properly designd public primary education system fixes that, the US’s was specifically designed to create compliant factory workers…then they took all the factory jobs anyway.
Mouselemming@sh.itjust.works 4 months ago
Going to college can inform, but doesn’t cure innate stupidity. And if the student is particularly willful, they can hold onto their ignorance as well.
Case in point: Trump.
notsosure@sh.itjust.works 4 months ago
Exactly! Learn a good profession like electrician, woodworker, furniture making… any kind of profession where you can create beautiful products and services customers love.
Swaus01@piefed.social 4 months ago
When we’re at school the teachers never actually take the time to talk about:
- what non-university educated careers
- what they involve
- how to pursue trades based jobsAnd it’s weird, because I’m sure everyone would love to at least dabble in woodworking or some other form of craftsmanship. But they don’t get the chance to.
The school-university pipeline works for a lot of people, but I don’t think uni straight after school is the ideal situation for most people. It means we lose sight of what education is actually for, outside of progression to further qualifications
stephen@lemmy.today 4 months ago
Home economics and shop class used to be pretty common, but most folks don’t take them anymore either because they aren’t offered or students aren’t aware they exist.
School_Lunch@lemmy.world 4 months ago
The trade-off is that finding a job that doesn’t require the large debt that comes with college means the job might not pay enough for a house, or if it does, its the kind of job where you don’t get much time to actually spend at said house.
WALLACE@feddit.uk 4 months ago
A good tradesman can make a very good living. I know a builder who paid his mortgage off in his early 30’s.
IrateAnteater@sh.itjust.works 4 months ago
They didn’t say “find a job”, they said “learn a profession” it’s a different thing. It’s learning a skilled trade. You have to learn a trade first, then you can find the high paying job. Your early 20s will be relatively low paying, but by the time you are 30, you should have multiple years of being a journeyman under your belt and should be making good money.
unexposedhazard@discuss.tchncs.de 4 months ago
Going to college doesnt allow you to buy a house at 30 either lol
happydoors@lemmy.world 4 months ago
It did the opposite for me!
SaveTheTuaHawk@lemmy.ca 4 months ago
NOT IF YOU DRINK THE STARBUCKS EVERY DAY.
SoleInvictus@lemmy.blahaj.zone 4 months ago
I found a blurb that Americans spend an average of $22/week at coffee shops. That’s nearly $1200 per year!
With a median US home price of $410,000 and a minimum FHA loan down payment of 3.5%, all you need to do it save that for twelve years and never have anything go seriously wrong in the meantime. Then you too can pay about $3300 per month for 30 years, ultimately spending nearly $900,000 for your $410,000 loan.
fluckx@lemmy.world 4 months ago
I CAN LIVE WITH THAT AS LONG AS YOU I CAN STILL HAVE MY AVOCADO TOAST.
thevoidzero@lemmy.world 4 months ago
Rather, it puts you in debt. And now you have even less power. We should normalize everyone being able to live and not force college on everyone. But also make it free/super cheap so people can attend if they want without having to suffer financially
AdamEatsAss@lemmy.world 4 months ago
I majored in buying houses
Tollana1234567@lemmy.today 4 months ago
thats usually called flipping houses, or you are well off enough to buy and rent out houses or apartments.
SaveTheTuaHawk@lemmy.ca 4 months ago
if you go to college you can’t even afford to pay for it by 30.