frezik
@frezik@lemmy.blahaj.zone
- Comment on car producers 4 weeks ago:
Whichever company owns Chrysler has been flailing around from one financial disaster to another for my whole life, and I ain’t that young anymore.
- Comment on car producers 4 weeks ago:
And Harley Davidson.
They go hard on branding. They’re one of the few motorcycle brands that let you go for a test ride (others might have a special event day at a dealership where you can ride around the parking lot). If you go for it, expect to be suited up in all the Harley leathers by the sales guy. It’s not a motorcycle, it’s a branded lifestyle where you ride around sometimes.
- Comment on Libraries are cool 4 weeks ago:
We should all aspire to be the Oceans 11 heist of having a library card.
- Comment on Scientific Exposure 5 weeks ago:
If you didn’t know this, it’d be weird how many academics are in the Epstein files. Once you do know it, it’s obvious.
Oh, and Robert Maxwell was legitimately a badass in WW2. Everything terrible about him starts after that.
- Comment on Happy DB Cooper Day to those who celebrate! 5 weeks ago:
The weather was terrible for a jump. Nobody who had training would have tried it.
He almost certainly died in the jump.
He also made an offhand comment about the airline, and that suggests a revenge motive.
- Comment on Why are love potions always romantic in nature? Why hasn't anyone made a non-romantic variant? 5 weeks ago:
Because humans are really, really hung up about sex in general, and we make it complicated. The idea of a potion that cuts right through all the bullshit sounds pretty good to just about everyone at some point in their lives.
- Comment on RAM is so expensive that stores are selling it at market prices 5 weeks ago:
So you bring out “this is my second language” after telling someone else “you might want to put more effort into reading”. No, that does not fly. You put “sorry, English is my second language” first. Lashing out like that is not a good look.
- Comment on RAM is so expensive that stores are selling it at market prices 5 weeks ago:
I can’t load a stress how bad your proofreading is. Don’t blame that on others.
- Comment on Only a few years left 5 weeks ago:
Do what? I thought this was a colonoscopy joke, and those are still important.
- Comment on Samus Aran drawing I made 5 weeks ago:
Yeah, just need to make some measurements and plan some things around other planned tattoos.
- Comment on Samus Aran drawing I made 5 weeks ago:
Shoot me a DM.
- Comment on Samus Aran drawing I made 5 weeks ago:
I would love a tattoo of this.
- Comment on This would be terrible for my ad revenue 5 weeks ago:
Eight words you can’t say on YouTube.
- Comment on True romance, despite everything. 5 weeks ago:
Grok is the unruly teenager of LLMs.
- Comment on What is your favorite Metroidvania? 5 weeks ago:
Axiom Verge. I don’t know how they managed to improve on the feeling of Super Metroid, but they did it.
- Comment on Radon 5 weeks ago:
Is this really the message we want to send?
Yes, our society makes lots of bullshit jobs. That’s because capitalism can only keep people employed by creating bullshit jobs, and unemployed people are six missed meals away from revolution. That is not the fault of the people who have bullshit jobs.
And no, I won’t accept “this is just a shitposting sub, lighten up” as a response. This is just another form of kicking down, and it isn’t funny. The working class needs solidarity, not this.
- Comment on Quantum teleportation between photons from two distant light sources achieved 5 weeks ago:
Quantum encryption will be “broken” the same way as conventional crypto is: side channels. It’s nice to have, but it doesn’t solve the most common attacks.
- Comment on [deleted] 5 weeks ago:
If money is going to be irrelevant, then he should give his all away right now. Get ahead of that curve.
- Comment on Windows 11 could actually become the same kind of mistake Sony made with the PS3 5 weeks ago:
I’m sorry, is this thread under the misconception that the X360 outsold the PS3? Because that’s wrong.
www.vgchartz.com/charts/…/Hardware.php/
X360 did win in North America, but PS3 had a small lead globally. The PS3 was completely dominant in Japan, and had a sizable lead in Europe.
If it wasn’t for the Red Ring of Death, the X360 probably would have won. In many ways, Microsoft’s gaming division never recovered from that.
- Comment on Cloudflare Global Network experiencing issues 1 month ago:
Today, we remind you that AWS isn’t the only single point of failure on the Internet.
- Comment on open source is a cult but it doesn't have to be 1 month ago:
That’s not how cults work.
- Comment on Is it gay to have pleasurable sex with your wife? 1 month ago:
I assume he doesn’t wipe for the same reasons.
- Comment on Is Android really the next big desktop operating system? 1 month ago:
Our long nightmare of commodity hardware and open ecosystems is finally coming to an end!
- Comment on Just seen the latest American Opinion polls. 1 month ago:
Let’s just take the W on this one, ok?
- Comment on I didn't verify the headline. 1 month ago:
Utilikilt.com?
It’s something like Kleenex. It’s a specific brand, but got used generically. The rivet pattern around the crotch is the company’s trademark (and they’re not shy about suing others over it), but there are canvas kilts out there otherwise.
- Comment on When we eat the billionaires, we should spare Gabe Newell? No? 1 month ago:
I usually put it at $10M, and there are specific arguments for this.
The Trinity Study used a standard retirement portfolio and then studied its results using a sliding window starting from 1925. Let’s say you retire at 60 and expect to have another 20 years of life. This time period covers good stock market performance and bad, high inflation and low. It’s a very robust result, and the US and even worldwide economy would have to fundamentally change for it to be invalidated. (You could argue that Trump is driving things in that direction, but that’s a whole other discussion.)
How much of the portfolio can you withdraw each year and be safe?
The study starts with a percentage withdraw rate, which is increased by the rate of inflation each year. It then checks if the portfolio would have run out of money before the person is expected to die. This resulted in the 4% rule where you start withdrawing 4% the first year and then increase by inflation. It’s extremely unlikely that you’ll run out of money in a standard retirement period.
If you withdraw 3% or 2%, you won’t run out of money even if you live forever.
So let’s take a 2.5% withdraw rate. This is extremely conservative and should basically last forever. US government bond rates are typically higher than that (but not always), so we’re not even that tied to the stock market on this one. If you had $10M, take 2.5% the first year and increase by inflation each year after, you would perpetually have the purchasing power of $250k/year.
If you have $250k/year, you can live very comfortably anywhere on Earth. This is the part where someone always chimes in “what about the Bay area or New York?”
First, with this plan, you can live anywhere. You’re not tied to an area by a job. Maybe don’t chose high cost of living areas.
OK, let’s say there’s family or something else that’s specifically tying you to those areas. Median income in Manhattan is $106k, and the other burrows are significantly lower. San Fransisco median is $136k. I’m quite certain you can live comfortably on $250k in those areas if you absolutely had to for some reason.
Also, don’t forget that unlike all us working stiffs, you wouldn’t have to put another dime into a 401k or any other retirement plan. Your $10M already covers that. Feel free to spend it all on luxuries.
So that’s the limit. We can increase the $10M based on future inflation, but higher than that is just wanking about how much you have, and there’s no reason society should respect that.
- Comment on The car of the guy who insists that you have a terminal case of TDS 1 month ago:
Supposedly, God chose Charlie Kirk and Donald Trump as his prophets. What kind of shit ass God would chose those dirtbags? Even if he existed, why worship an asshole like that?
At least Zeus was up front about being an asshole.
- Comment on Chat Control isn’t dead, Denmark has a new proposal − here’s all we know 1 month ago:
How did Denmark end up being the bad guy in this? Volunteering for the role seems out of character, but who knows.
- Comment on Bank Workers, Rejoice! 1 month ago:
Also, if the dealership is offering you 29% on a 7 year loan, please walk away. Stop giving in to that shit. It’s better for you, and it’s better for the rest of us.
- Comment on Passkeys Explained: The End of Passwords 1 month ago:
It’s been a very seamless experience with Bitwarden. Pretty much “click passkey, now logged in”.