A million dollars is not what it used to be.

Only 36% of American millionaires consider themselves wealthy in 2025, according to new research from Northwestern Mutual.

The finding comes from the 2025 Planning & Progress Study, updated in early November. It draws on a Harris Poll survey of 4,626 Americans, including 969 people with household investable assets greater than $1 million.

Even the wealthiest Americans worry about money, the study found. They fret about having enough of it, deciding how to spend it and whether to pass it on to heirs.