Please don’t finance your lunch
DoorDash and Klarna partner to offer buy now, pay later for takeout.
Submitted 2 months ago by Tea@programming.dev to technology@lemmy.world
https://www.marketplace.org/2025/03/24/doordash-klarna-buy-now-pay-later-orders/
Comments
Ep1cFac3pa1m@lemmy.world 2 months ago
catloaf@lemm.ee 2 months ago
What if I take the money I haven’t spent yet and invest it? If the market gains enough, the lunch is free!
meeeeetch@lemmy.world 2 months ago
If you’re planing to ‘invest’ your lunch money and get returns big enough to pay for the lunch too, you don’t have a plan, you have a gambling addiction.
Reverendender@sh.itjust.works 2 months ago
Only if you invest in MELANIA
Artyom@lemm.ee 2 months ago
You must not have checked any financial news lately…
Fingolfinz@lemmy.world 2 months ago
Please don’t put takeout on credit
CmdrShepard42@lemm.ee 2 months ago
Unless it’s your credit card that you use for cash back rewards and pay off fully each month.
Fingolfinz@lemmy.world 2 months ago
Which is what maybe 2% of people will be doing because this exists to exploit
reiterationstation@lemm.ee 2 months ago
Klarna fees will negate that unless Klarna and DoorDash are dropping the fee.
ZagamTheVile@lemmy.world 2 months ago
In 5 years or less we will be living in a world where people have their paychecks garnished to pay back food loans.
BetaDoggo_@lemmy.world 2 months ago
This will be the subprime mortgage crisis of the 2020s.
thann@lemmy.dbzer0.com 2 months ago
Sub-prime ribs
Yoga@lemmy.ca 2 months ago
Not only can you get a private taxi for your burrito but you can get it on a payment plan…
kwr112233@feddit.dk 2 months ago
This is a horrible idea.
AstralPath@lemmy.ca 2 months ago
Not for the capitalists running these companies.
Maggoty@lemmy.world 2 months ago
Thanks I hate it.
In other news politicians continue to be confused as to why people are angry…
bamboo@lemmy.blahaj.zone 2 months ago
I’ll gladly pay you Tuesday for a hamburger today
zewm@lemmy.world 2 months ago
At 800% markup
omgitsaheadcrab@sh.itjust.works 2 months ago
A boring dystopia
aleq@lemmy.world 2 months ago
In Sweden we’ve been able to do this for years? Any site that has Klarna as a payment option you can choose to add it to your monthly bill or the “pay it later” (I think two weeks) option.
futatorius@lemm.ee 2 months ago
I get that already by paying with my credit card.
Reverendender@sh.itjust.works 2 months ago
🤢 🤮
cyberpunk007@lemmy.ca 2 months ago
If I need to buy now pay later for door dash, I’ll quit ordering food because clearly I can’t afford it.
Viri4thus@feddit.org 2 months ago
Subprime morcels?
jabathekek@sopuli.xyz 2 months ago
Don’t these services rely exclusively on credit card accounts? :confuse:
CosmicTurtle0@lemmy.dbzer0.com 2 months ago
Yes but the credit card fees really add up. Essentially they are taking on the financing with a bulk loan.
I’m sure this will translate to lower costs for the consumer.
eric5949@lemmy.world 2 months ago
Yeah that’s not a bad idea or anything. Nope. Not at all.
BombOmOm@lemmy.world 2 months ago
If you don’t have enough money to pay for takeout, you need to be picking it up yourself or, even better, cooking it yourself. DoorDash is horrendously expensive.
sugar_in_your_tea@sh.itjust.works 2 months ago
Exactly. If you’re even unsure if you can’t pay for delivery, you should be cooking almost every meal yourself. It’s not that hard to make healthy meals in a relatively small amount of time, find some meals you can make in bulk and have a meal-prep day.
Don’t go into debt for delivery, it’s not worth it.
CosmicTurtle0@lemmy.dbzer0.com 2 months ago
Food delivery is almost 50-75% more than buying in the restaurant once you account for tip and service fees.
They are useful if you literally can’t drive or cook due to an illness (me right now) but damn they are just terrible for everyday use.
lobut@lemmy.ca 2 months ago
I would say that paying for grocery delivery and cooking it yourself is better. Like, I live in the middle of nowhere, I get it.
callouscomic@lemm.ee 2 months ago
but WhAt AbOuT dIsAbLeD pEoPlE oR aGoRaPhObIc oR OtHeR StRaWmEn ReBuTtaLs