golden_zealot
@golden_zealot@lemmy.ml
- Comment on Fucking leeches 3 hours ago:
Correct, it is the only reason I am not homeless.
- Comment on Fucking leeches 20 hours ago:
Thank you.
- Comment on Fucking leeches 21 hours ago:
An issue many people have with this is that the renter is gaining no equity and you are while you aren’t contributing production to society.
This is true and I understand.
There is however a government program in my country where people newly immigrated to the country who are renting can rapidly increase credit based on input from their landlord.
While my tenant cannot gain equity as a result of this situation, I notified them of this program and they signed up, allowing me to increase their credit in this way.
I am fully aware this is not a great trade-off regardless, but I wanted to do what I can because I recognize that any rental deal sucks. When I rented from a shit landlord, every day of my life felt like hell because my money went into a black hole from which there was little benefit.
I agree with you as well that selling to an investment firm/for-profit landlord would be worse, and that there has to be some systematic change. A world where one cannot profit from property is one I would want to live in, because if were the case, I wouldn’t be in this situation in the first place.
- Comment on Fucking leeches 21 hours ago:
I would like to move back into my home when it is affordable, but these people are so wonderful that at whatever juncture I owned the property outright and was not paying mortgage, I would lower the cost of their rent to just the insurance cost if that happened, and allow them as much time as they required to find something that works for them before doing so. I know they would understand. I have been up-front about my situation with them from the very beginning because I am not a liar. I am incredibly fortunate to be afforded the potential ability to do such a thing, because my parents are not too concerned with the living situation. It would also bring me immense joy to only charge them $700 or $800 as rent if the mortgage were paid off, just to cover the insurance costs.
Like I said, I never want to exploit anyone. I just want to try to survive like anyone else, to keep what I have. If there are opportunities along the way to help other people, I would much rather that, and if is costs me an absolute zero, or occasionally a little into the negative at this point, that is fine by me. I would love to have these people live in my condo forever for the actual lowest possible cost, or to have their own fully owned home, but if I go bankrupt, the fucking bank or insurer will just take the condo away from both of us.
Thank you for your opinion.
- Comment on Fucking leeches 21 hours ago:
In the case of the screenshot, absolutely.
I have a question though, and I am curious about the perception here so please be honest as to what you think about my situation.
In my case, I own a condo. I worked my ass off and my parents were fortunate enough in their lives to give me a gift of $20,000 dollars in my local currency to try to buy a home. I am floored. I never thought I would afford the opportunity to potentially own a home of any kind.
I loose my job because the business I worked for fucked up and lost some clients. Because of the lack of cash flow, I and many others are laid off.
I hold on for as long as I can but eventually the cost of mortgage, insurance, groceries add up. I go on unemployment insurance. The economy is fucked because of covid, no one hires me for a year and 6 months.
My unemployment insurance runs out after having submitted 4 resumes daily this entire time, maintaining a log of them for the government EI program.
When I only have a couple thousand dollars left in my bank account, if I want to keep the ownership of my home, I have to move in with my parents again and rent my condo out to keep it at all. My dream of being able to just exist in a home I own is at stake.
For rent I charge the exact amount that I have to charge to cover mortgage and insurance, legally required, to maintain my the ownership of my home and nothing more, no profits. I have lived under abusive land lords before and the way they operate disgusts me. I will never be that, I would die before I let myself become that.
A Ukrainian family, Husband and Wife with their 3 year old Daughter were the first to apply. I discuss the property and their lives with them and they are some of the strongest, most responsible, wonderful people I have met in my life who came to my country to escape their the situation in theirs. I accept them as my tenants immediately because I recognize how absurdly lucky I am to have these people living in my home, given how smart, how responsible, how kind they are. I promise to myself that at the first opportunity, I will show them the same kindness.
I finally find a job, even though it doesn’t pay much, and begin reducing the cost of their rent because I can finally afford it. I begin paying rent to my parents because they are owed that. My bank account begins saving about $100 a month in case I have an emergency I need to cover.
The interest rates lower and condos begin to become cheaper. I intend to lower the cost of the rent based on this when my tenants renew the lease.
This is the last 5 years of my life.
Am I a leech?
- Comment on Reddit plans to lock some content behind a paywall this year, CEO says | Reddit executives also discussed how they might introduce more ads into the social media platform 3 weeks ago:
Indeed, and welcome to you.
- Comment on You Can’t Post Your Way Out of Fascism | Authoritarians and tech CEOs now share the same goal: to keep us locked in an eternal doomscroll instead of organizing against them 4 weeks ago:
I can’t share it all here for reasons I can’t detail.
I may do a second write up at some point for public distribution and if so, I will share it with you here.
- Comment on You Can’t Post Your Way Out of Fascism | Authoritarians and tech CEOs now share the same goal: to keep us locked in an eternal doomscroll instead of organizing against them 4 weeks ago:
I am trying to get people I know personally to stop posting and reading and instead begin to focus on the very basics of actual organization.
I have collected and written up information for them with the consideration that they are non-technical, pertaining to secure and private communications primarily, but also many more potentially useful emergency-scenario information and data which I will not speak about here.
The package I have started giving to my friends contains information such as:
- How to communicate securely using something like Simplex or I2P
- How to correctly configure and use a VPN
- How to flash a security distribution of Linux such as TailsOS to a flash drive and how to boot to it from a computer
- How to securely encrypt data to a device using an encryption software with hidden volume features such as VeraCrypt
- A litany of manuals for all kinds of useful information you can use in emergencies, which I will not detail here
- Files containing the data required to build potentially useful items in emergencies given access to the correct hardware which I will not detail here
I firmly believe that the majority of Americans will not do anything until someone is actually showing up at their door, coming after them in the street, or destroying the regularities of their personal day to day life, so my intention is to disseminate materials which they can turn to when the fear sets into them well enough that they are scared to talk about such things openly.
It is clear to me that most of my American friends at least, at this point, still only feel superficial fear and outrage. The other day I asked them “If you had to vandalize a public space with a piece of art, what would you draw or paint? Let’s say it is the side of a bank”.
One said “tits”, one said “flowers”, one said “a fox”.
Even in a fantasy, they would not express fear or outrage in a public setting.
- Comment on How realistic is the threat of the government remotely manipulating digital devices you own and planting evidence? 4 weeks ago:
It’s not detailed enough to really know what they meant, but for example and if I recall correctly, Android on a phone can get rootkitted in such a way that resetting the phone will not remove what was installed. This is because Android has a “System” partition and a “User” partition. When you “reset” a phone, it only wipes the user partition in most cases, so any malware installed to the system side would be untouched.
This is why you have to be real careful if you should purchase an Android phone second hand from a private seller.
- Comment on New Bill to Effectively Kill Anime & Other Piracy in the U.S. Gets Backing by Netflix, Disney & Sony 4 weeks ago:
I have had pretty good luck with airvpn, but the ultimate is mullvad as I understand it, though relatively speaking it is much more expensive than airvpn.
- Comment on New Bill to Effectively Kill Anime & Other Piracy in the U.S. Gets Backing by Netflix, Disney & Sony 4 weeks ago:
I have heard that phrase before, but I am unsure what it denotes specifically.
- Comment on Is martial arts really that useful? 5 months ago:
When faced with a firearm or a knife, any self respecting martial artist will tell you the one technique that will save your life.
Running the fuck away and or taking cover.
When it comes to hand to hand combat, understanding the dynamics of how to protect yourself and control the opposer like in Jiu Jitsu is very useful and can also potentially save your life.
But no, if they have a weapon of any kind, get the fuck out of there.
- Comment on California auto insurance costs set to rise by 54%, new report says 6 months ago:
square footage could go down.
Could it though? Don’t know if you noticed but the rental market is completely fucked in NA. For most people this would mean renting a room instead of an apartment, which doesn’t work well if you for example, are a family of 4.
find a different job closer
There are no guarantees for this because jobs of people’s industries which pay them the money they need to support themselves and their families are not geographically distributed evenly. If you have years of tenure at your workplace as well, it is a big fucking risk to change jobs unless you have a really, really, good reason to do so as well.
Point is, you might have these option but it doesn’t mean everyone does. People’s lives and options are not so black and white as you seem to think.
- Comment on Discord to Start Showing Ads for Gamers to Boost Revenue 11 months ago:
For sure, in my case it is important to me as I am heavily involved with a lot of small streamer communities, and discord is the all-encompassing product which nearly all streamers use for announcements and updates, community projects, and sharing any non-stream content that is not a video.
Depending on how this goes with discord, this could be incredibly damaging to so many of these communities and I would really hate to see that.
- Comment on Discord to Start Showing Ads for Gamers to Boost Revenue 11 months ago:
The article states that it is opt-out and that there would be a toggleable setting to turn it off, but if they are going this way it does not bode well.
For anyone like me looking for an application with the same aesthetic feel and general functionality as discord (if Matrix chat does not suit you), then take a look at revolt chat github.com/revoltchat.
It’s basically an open source discord clone that looks almost identical, but lacks some of the more advanced features of discord.
- Comment on Canada to ban the Flipper Zero to stop surge in car thefts 1 year ago:
This is how every licensed gun owner in Canada has felt for years. You can go read how they word those laws to get a good idea of how they would go about wording this one. It’s not great.
- Comment on Canada to ban the Flipper Zero to stop surge in car thefts 1 year ago:
This is our government in a nutshell. Don’t like guns? Ban them from licensed owners instead of working against smuggling or changing the license requirement from a PAL to am RPAL. Don’t like gas cars? Ban them instead of working on public transit and infrastructure. Don’t like the flipper zero? Ban it instead of either licensing purchase and use like a billion other radio devices that exist, or holding car manufacturers responsible for ass security practices.
Can’t wait to find out what they don’t like next, I wonder what they’ll do? /s