alaphic
@alaphic@lemmy.world
- Comment on Who needs retirement when you can buy an asset that loses value over time? 1 hour ago:
Now I’m not sure if you’re illiterate, struggle with reading comprehension, or are just plain stupid, tbh 😂🤣 If you aren’t even able to figure out what’s being discussed to this degree… Well, it’s been said that it is often wiser to remain silent and be thought a fool than open your mouth (or keyboard, in your case, in case you’re struggling again) and remove all doubt.
Why don’t you get the adult that’s supposed to be watching you and see if they’ll help with some of the big words, slugger? Or at least ask them to help you to learn to read gooder.
- Comment on Who needs retirement when you can buy an asset that loses value over time? 4 hours ago:
Ok, sure bubby, whatever makes you feel better 👍 Don’t get all butthurt and confrontational if you’re not confident enough in what you say to bring reciepts tho… I was trying this crazy thing where I see an interesting thread and try to contribute to it and foster discussion. But, i guess just making shit up is cool - You do you lol
- Comment on Who needs retirement when you can buy an asset that loses value over time? 4 hours ago:
Honestly, I would think that the whole ‘sweat equity’ aspect would argue more in my favor, to be honest… Even assuming you are doing the necessary restoration work or whatever yourself at cost it doesn’t just magically make that ‘value’ disappear, it would just be externalized and distributed (so to speak) over whatever time you’ve spent acquiring the ability to do so, would it not?
I’m not trying to be argumentative necessarily, but keep in mind I’m considering this strictly from the viewpoint of it being an investment with anticipated return over that of an index over 30 years, so I’m not considering the enjoyment or what have you you might expect from a car enthusiast to be a factor. I also am basing my opinion on my feeling the implication in the original reply was that you could go out right now, get whatever car you wanted, drive it for 30+ years and finally still sell it in whatever state it may be in for something like a 5% return on what you originally paid. Do you consider (or preferably could you provide some evidence?) this to be accurate?
- Comment on Who needs retirement when you can buy an asset that loses value over time? 5 hours ago:
I mean, you’re the one making claims of bell graphs and whatnot here bro… I said I’d be more than happy to correct myself if I’m wrong, but you’re the one making the claims here; That means the onus of proof is on you… I’m not the one who needs to be right so bad they had to say that kinda lame and honestly a bit nonsensical ‘i was joking even though there is clearly nothing in my comment that even remotely supports that interpretation’ thing.
Feel free to keep that ‘do your own research’ energy over there in MAGA land tho… and be a big boy and provide your own proof. It’s really telling (and doesn’t exactly scream ‘credible/competent’ tbh) if the strongest rebuttal you have is… Nothing? Lol
- Comment on Who needs retirement when you can buy an asset that loses value over time? 8 hours ago:
As a broke kid whose parents thought it would be a good investment, I assure you dude has always been a fucking grifter praying on poverty-stricken Christian families. His advice (read: worthless fiscal platitudes) are like the thoughts and prayers of financial planning… I have literally hundreds of thousands of dollars of bills for chemo we couldn’t even fathom affording while he was dying as my only inheritance to attest to this.
I’m sorry, imo if you’re making a living off of what amounts to a MLM-esque program offering financial ‘guidance’ to people making sub-federal poverty line wages that includes an entire unit on trading stocks then at best you’re an idiot and at worst you’re… Well, Dave Ramsey, apparently.
- Comment on Who needs retirement when you can buy an asset that loses value over time? 9 hours ago:
No offense, but I feel like if this is true at all, it’s likely still at the very least misleading… I can’t think of really any secondary sales markets in which the most important determination of value isn’t one thing: Condition. (I’m sure there are plenty of arguments to be made for it to be trumped by rarity, but… Let’s be realistic here - unless you’re an archeologist it doesn’t matter how well the pot’s glaze holds its finish, if it amounts to nothing more than a few shards in the end, it’s not going to be quite as awe inspiring as one perhaps more worn yet still intact.)
So, yeah, sure, your 30 year old vehicle could appreciate… Assuming you’ve managed to keep it in something near showroom condition, it hasn’t suffered any major accidental/structural damage, and you not only did all the required/recommended services in a timely manner but also kept the records to prove it. (It also certainly wouldn’t hurt you if that particular make/model ceased production, by any means, either, obviously.)
But I sincerely doubt your F-350 with X00k miles on it that needs a new motor mount and only has 2 knobs left on the console is gonna beat a decent, stable, and well managed index fund investment of the same amount. I’m more than willing to admit my mistake(s) if someone has evidence to the contrary, but I feel like this is another one of those lies ‘temporarily embarrassed millionaires’ tell themselves when they kick the can a bit further down the road of their inevitable prodigious wealth. 😋
- Comment on DOGE Is Replacing Fired Workers With a Chatbot 20 hours ago:
So, what, we’re just full blown speedrunning the apocalypse now, huh?
- Comment on You guys need to stop 1 year ago:
Sadly, that’s actually on the higher end of the spectrum when it comes to American vehicles
- Comment on Felt cute, contemplated futility of existence 1 year ago:
Maybe their belt is on correctly, and it’s just their torso that’s on backwards
- Comment on [deleted] 1 year ago:
What the fuck is “tosh”?
- Comment on Why I’m Betting Big on Nostr 1 year ago:
The article about it is certainly chock way the fuck full of buzzwords, but did little in the way of instilling in me any desire to actually use the thing… Also, where in the fuck are people coming up with these names nowadays? “Mastodon?Nostr?” What cumbersome, awkward bullshit.