I use a spreadsheet. I have a macro for categorisation but you could probably do it with vlookup instead.
I like using a spread sheet because I’m not locked in to anything, and neither is my data.
Comment on Mint is shutting down, and it’s pushing users toward Credit Karma
linearchaos@lemmy.world 11 months ago
Pretty much just gone back to a spreadsheet.
insights about spending up and down per category and automatic categorization was pretty nice.
Budget targets were nice.
I’ve been meaning to look around for something self hosted or FOSS.
Dave@lemmy.nz 11 months ago
YaksDC@lemmy.world 11 months ago
If you like using spreadsheets you should cheak out Tiller.
I tried it and saw its promise, but I don’t love spreadsheets.
Dave@lemmy.nz 11 months ago
I have my spread sheet set up just how I want it, based on what I am looking for in a money management tool. I’ve come to accept that no other tool will do what I want as well as the thing I set up myself.
capital@lemmy.world 11 months ago
How are you entering transactions? Manually?
Spastickyle@lemmy.world 11 months ago
I also have a robust spreadsheet that has enough VLOOKUPs to choke a supercomputer. Mint was just an aggregate for all my financial institutions that I could then export from the site and into my spreadsheet. I’m willing to pay for this aggregate service, just not a lot.
Dave@lemmy.nz 11 months ago
I can export spread sheets from my bank website and then have them automatically processed. I do it once a month, and it’s only a couple of minutes to do. I can understand the appeal of an aggregate service but I don’t find it helpful in my case.
wreckedcarzz@lemmy.world 11 months ago
actualbudget.com
I just set this up myself a few days ago, though because it doesn’t sync for non-EU banks, I haven’t gone further yet.
ioslife@lemmy.sdf.org 11 months ago
It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.
Goronmon@kbin.social 11 months ago
Problem is when you procrastinate because manually importing transactions and correcting them is just annoying enough to make it a hassle. Then the transaction batch gets too large and you can't remember details anymore so you give up and don't track your budget at all.
That's been my experience in the past at least.
whynotzoidberg@lemmy.world 11 months ago
This. I went back to my XLS because it’s much easier to manage and massage the data.
I did like some parts of Actual Budget, and incorporated them into my spreadsheet.