Enekk
@Enekk@lemmy.world
- Comment on $1,000 car loan payments are on the rise, stressing household budgets 1 hour ago:
The financial literacy in this country is beyond poor. People really don’t understand money and, likely, that’s intentional.
The “right way” to do this is to not finance the car at all (given that it’s a depreciating asset). You save monthly what a payment would be and buy the car outright. Once you’ve done that, you drive it into the ground and save for the next car the entire time.
People don’t have the discipline for that.
- Comment on $1,000 car loan payments are on the rise, stressing household budgets 4 hours ago:
I’m not saying that there weren’t many bad decisions made, but this is also misdirecting where blame is owed. Cars have gotten more expensive and if you are a family, there really aren’t any low-cost family hauler options. Yes, people make bad choices, but they are often lead on by sales people and, in the US, they likely have to have a car.
See the latest Climate Town
- Comment on DVDs are the new vinyl records: Why Gen Z is embracing physical media 18 hours ago:
The density of DVDs makes them less resilient than CDs, but CDs will also suffer the same fate. It’s going to be a very serious conservation problem. en.wikipedia.org/wiki/Disc_rot
- Comment on He's not sure but he thinks he knows what she is shopping for 5 weeks ago:
They literally sell sex toys at Target and other such stores these days. It’s not as edgy as it used to be. Spencer’s feels like that “hey fellow kids” meme at this point.
- Comment on Don't fix the problem just change the parameters 3 months ago:
What’s interesting about this is that we are not taught how to take notes. People used to have classes that taught what is actually a complicated skill. I have gone through enough schooling that my note taking just happens without much thought, but it took me real effort to get there.
- Comment on USA 🇺🇸 USA 🇺🇸 USA 7 months ago:
So was I.
- Comment on USA 🇺🇸 USA 🇺🇸 USA 7 months ago:
The legal decision is important for a slew of reasons including taxation, SNAP benefits, etc. The decision was less about science and more about the reality of how tomatoes are used in our society.
- Comment on Luv Me Chips, 'ate Seagulls... 8 months ago:
They were trying to capture the dialect of a pensioner. I’m positive the word choice was intentional.