Comment on "Yeah, but what if we used AI?"
dejected_warp_core@lemmy.world 6 months ago
This is basically just as opaque as a charity or HOA, with different steps. Which is great unless your community is poor.
My contention with this concept is that with taxes, I can vote for people that manage both the money gathering rules and how it is spent. That and the money typically works in a much larger pool spread across a wide range of socioeconomic groups, which can vastly improve its reach and capability. On top of all that, it’s also transparent. My guess is this has no such features.
I was watching a thing not too long ago where a dude was praising the “safety net” of home and health insurance and almost in the next breath complaining how socialized medicine was a scam and welfare
I was like “MF you JUST said you wanted a group safety net”
But they unironically would rather spend more on insurance than risk having any of their money go to the poors.
They want a group safety net for the in-group they are a part of.
Cooperative Capital lets people pool small amounts of money, vote on how they want to invest it to improve their neighborhood–and then generates returns.
fastcompany.com/…/this-startup-lets-neighbors-poo…
I’m not saying this is good or bad. But you wrote a lot a received great feedback from the community despite no one actually reading what it is, evidently.
Potatos_are_not_friends@lemmy.world 6 months ago
I lived and worked in a lot of poor communities and neighborhoods.
We have to organize our own clean ups, our own neighborhood watch, our own events.
Richer neighborhoods get a lot more resources from the city.
Socsa@sh.itjust.works 6 months ago
Right, that’s the whole point of HOAs. The do all the same shit local government does, but without neediyto share with the poors.
trxxruraxvr@lemmy.world 6 months ago
Where I love HOAs are mostly for sharing maintenance and insurance costs of the houses, they don’t take over any responsibilities from the local government.
Socsa@sh.itjust.works 6 months ago
The HOA gives you money for maintenance?