so it’s about 20% more for walking based on those numbers.

i would definitely take the breathing! there’s been too many times i couldn’t walk, that’s only going to increase as i age.

imagine getting in a bad car crash the day after starting the walking deal, both legs are broken. now, you are broke two ways! it’s like adding insult to injury. that would be the worst feeling in the world.

when it comes down to “enough money to never need to work” vs “enough money to never need to work +20%, with extra risk if you get injured” i’ll take the safe bet every time