Comment on Mint is shutting down, and it’s pushing users toward Credit Karma

Shyfer@ttrpg.network ⁨11⁩ ⁨months⁩ ago

• jmp242@sopuli.xyz ⁨11⁩ ⁨months⁩ ago

  Gnucash can do this and is floss so won’t really go away.

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  • Spastickyle@lemmy.world ⁨11⁩ ⁨months⁩ ago

    The main draw of Mint for me was how it pulled all transactions from all of my financial institutions. Can GnuCash do that too or is it just a FOSS alternative of QuickBooks?

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    • huginn@feddit.it ⁨11⁩ ⁨months⁩ ago

      No.

      I tried cludging something together with email scraping once but it relied on too many online microservices (zapier etc) and I could never really stabilize it.

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    • jmp242@sopuli.xyz ⁨10⁩ ⁨months⁩ ago

      I guess it’s like quickbooks. It can import financial institutions transactions downloads I believe.

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  • Usernameblankface@lemmy.world ⁨11⁩ ⁨months⁩ ago

    Do I need to know programming or enjoy spreadsheets to use this?

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    • Goronmon@kbin.social ⁨11⁩ ⁨months⁩ ago

      It's more complicated than just a spreadsheet but not as complicated as regular programming. You will want to learn general accounting practices like double entry bookkeeping to really understand how to use it though.

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      • Usernameblankface@lemmy.world ⁨11⁩ ⁨months⁩ ago

        Hmm, okay, then it’s not what I’m looking for.

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    • jmp242@sopuli.xyz ⁨10⁩ ⁨months⁩ ago

      No more than you needed to use quicken back in the day.

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• kn33@lemmy.world ⁨11⁩ ⁨months⁩ ago

  I use YNAB and really like it

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  • d13@programming.dev ⁨11⁩ ⁨months⁩ ago

    I’ve been checking YNAB out. I really like that it has an API subscribers can use.

    One of my complaints is that it doesn’t seem to have rule-based categorization, but I may just write a script (or find someone else’s) that interacts with the API.

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    • kn33@lemmy.world ⁨11⁩ ⁨months⁩ ago

      Do you mean rule-based by Payee? That’s definitely something it does.

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      • d13@programming.dev ⁨11⁩ ⁨months⁩ ago

        It could be that I misunderstood, but I mean something like Mint’s feature where you can have it do something like this: “Always rename ‘YRBNK PMT’ as ‘Your Bank Payment’ and categorize as Credit Card Payment”.

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  • bluemellophone@lemmy.world ⁨11⁩ ⁨months⁩ ago

    I’ve tried many over the years, and I keep going back to YNAB. Been happy using it for the better part of 4-5 years now.

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• pissclumps@lemmy.world ⁨11⁩ ⁨months⁩ ago

  Personal capital works for me

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• papertowels@lemmy.one ⁨11⁩ ⁨months⁩ ago

  I use budget with buckets. Similar to ynab, however syncing, if you want it, only costs $15/year. Free unlimited trial.

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  • Spastickyle@lemmy.world ⁨11⁩ ⁨months⁩ ago

    Can Budget with Buckets pull itemized transactions from my credit card and bank institutions like Mint?

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    • papertowels@lemmy.one ⁨11⁩ ⁨months⁩ ago

      Yup, you can either set up macros (never used these) or pay for simplefinbridge (1.50/month or 15 bucks/year)

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• capital@lemmy.world ⁨11⁩ ⁨months⁩ ago

  I’m really liking Tiller.

  I found it much easier than YNAB to understand and it all stays in a spreadsheet I control.

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• aceshigh@lemmy.world ⁨11⁩ ⁨months⁩ ago

  Have several credit cards for each category, and use the same checking account to autopay for all. View credit card statements for breakouts and ytd expenditure.

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  • papertowels@lemmy.one ⁨11⁩ ⁨months⁩ ago

    Just a heads up that the Citi custom cash card gives you 5% back on the most spent category, great for rarely boosted categories like gas or groceries.

    Seems to mesh really well with your budgeting method. Limited to one per person, but if you have anyone you trust to be an authorized user you can each have one to have two such categories.

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    • aceshigh@lemmy.world ⁨11⁩ ⁨months⁩ ago

      that’s a new card. i haven’t looked over options in a while. do the categories change quarterly?

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  • capital@lemmy.world ⁨11⁩ ⁨months⁩ ago

    Hu? I have over a dozen categories lol.

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    • aceshigh@lemmy.world ⁨11⁩ ⁨months⁩ ago

      Wow. That many! I have half of that.

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• Chozo@kbin.social ⁨11⁩ ⁨months⁩ ago

  I've been using Rocket Money. It has mostly the same functionality as Mint, but seems to work a lot better. It also doesn't wait 5 days to notify me of deposits like Mint does.

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• AbsorbsQuickly@lemmy.world ⁨11⁩ ⁨months⁩ ago

  It’s not free but I moved to monarch money and am very happy with everything other than the janky sync for amex cards.

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• paddirn@lemmy.world ⁨11⁩ ⁨months⁩ ago

  Same, goddamnit. I hope they have some sort of option to export out all my data to bring somewhere else, though I doubt it.

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• Objects@lemmy.sdf.org ⁨11⁩ ⁨months⁩ ago

  My wife and I have had success with YNAB

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