I was going to lead with “Don’t assume that other people have it right and you don’t” combined with “Most people are sleepwalking through life, so be careful about asking random strangers for advice”; however, I like this list and hope more people will upvote it.
Comment on So...I feel like there are a lot of elephants in the room, could i get some help?
Pizza_Rat@lemmy.world 5 months ago
Some miscellaneous truths that have served me well as a guy doing reasonably okay in life:
- Reading books is good for your brain
- Exercise is good for your body – the gym is a game that anyone can win over time
- Friendships come from shared interest, activities and experiences over time. Go do stuff in real life.
- Don’t carry credit card debt. Save money if you can. Get a handle on basic finances
- Pick something to do, try your best, and pivot to something new if you decide that’s not for you. You often learn what you do want by discovering things that you don’t want.
- Pushing yourself out of your comfort zone leads to personal growth.
- Most things seem hard at first, everything gets easier with reps.
Hope that helps!
jbrains@sh.itjust.works 5 months ago
TheDoozer@lemmy.world 5 months ago
Credit cards are this weird thing. If you need them, you shouldn’t use them (if you can help it). If you make plenty of money and don’t need them, they are a very useful financial tool. I have paid interest on one of my credit cards once in the past 3 years, and it was only to have extra available funds for buying a house. But I have accrued well over 100k airline miles and several hundred (far more than the interest I paid) in cash back. I use credit cards exclusively for everything but my mortgage, and have them set to automatically pay the statement balance prior to the due date. If you aren’t extremely confident you can do that, you should avoid credit cards.
I definitely ran afoul of credit cards in my youth, so the banks have gotten their pound of flesh from me.