Did you independently reinvent …wikipedia.org/…/United_States_Postal_Savings_Sys… or did you know about the history?
Comment on YSK De-banking is often how the US first declares you "homeless"
jacksilver@lemmy.world 1 day agoI’ve long held the belief that the US postal service should also provide basic banking services too in the US, that way no one can be denied a bank account.
jjjalljs@ttrpg.network 1 day ago
jacksilver@lemmy.world 1 day ago
I didn’t know that existed!
Its decline reads like everything else going on in the US. Government provided a service a lot of people liked, private enterprise lobbies to have it shut down and lock people into nickel and diming them.
ViatorOmnium@piefed.social 23 hours ago
In terms of private banks, a basic savings account wouldn't really be a big risk for them nowadays because it's a bare bones account. It doesn't include things like access to credit cards or other forms of credits, or any form of long term investments.
If anything, banks might even like the idea, because it gives them a way to offload their riskier (and let's be honest less profitable) customers without making society fully collapse.
If the system is implemented properly it's a win-win for everyone.
jacksilver@lemmy.world 23 hours ago
I wish that was the case, but there are a lot of people that see government provided services as waste/fraud. I mean look at how the federal government is being eviscerated right now.
It would be nice if everyone could be guaranteed a safe place to manage money though.
Fredselfish@lemmy.world 1 day ago
One of the things Bernie Sanders ran on. He wanted to do that and ton more good things for us little people. But the Democrats rather have fascism under Trump then progressive policies.
muntedcrocodile@hilariouschaos.com 1 day ago
The dems purposely fucked Bernie in the primary then called his supporters Bernie Bros and accused them of all sorts of awful things. Nobody should have been surprised when these very same young men flocked to trump.