Comment on A Completely Natural Conversation in the NYC Reddit

Natanael@infosec.pub ⁨4⁩ ⁨days⁩ ago

• TempermentalAnomaly@lemmy.world ⁨4⁩ ⁨days⁩ ago

  That’s why you should never use cash. You’re paying cash back prices and getting none of the cash back.

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  • Natanael@infosec.pub ⁨4⁩ ⁨days⁩ ago

    … And feed the credit card issuers?

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    • TempermentalAnomaly@lemmy.world ⁨3⁩ ⁨days⁩ ago

      I’m not feeding them, the store is. My local worker owned grocery store doesn’t accept credit cards. Not my favorite, but I don’t pay cash back prices when I shop there.

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    • petrol_sniff_king@lemmy.blahaj.zone ⁨3⁩ ⁨days⁩ ago

      And if the credit card issuers have already won this battle?

      I mean, I agree, I don’t like it either. I don’t even have a credit card. But I don’t see anything changing without a movement.

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• rob_t_firefly@lemmy.world ⁨4⁩ ⁨days⁩ ago

  This does not apply so much in the Whole Foods/Prime example, the store and the credit card are both Amazon.

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  • TheRealKuni@lemmy.world ⁨4⁩ ⁨days⁩ ago

    It’s actually a Chase credit card, and you can convert the cash back to Chase’s system IIRC. But you’d be better off using the Sapphire or whatever their metal card is called if you want the Chase rewards. Amazon rewards just give you cash to spend on Amazon by default.

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• interdimensionalmeme@lemmy.ml ⁨4⁩ ⁨days⁩ ago

  And debit and cash use still pay this price without the benefit. Literally taking their money and giving it to credit card user as reward. There is no justification for credit cards. Banks should do credit margins and transactions should be extremely cheap under a common system.

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  • WoodScientist@sh.itjust.works ⁨3⁩ ⁨days⁩ ago

    Eh, for a lot of businesses, the few percent they pay in card fees is worth it to avoid handling large quantities of cash. Cash is a pain in the ass to actually work with on a large scale. Collecting it, counting it, securing it, keeping employees and random criminals from stealing it, etc. Plus lots of cash allows employees to steal from both the employer or the customer by giving bad change deliberately.

    Not that businesses shouldn’t accept cash, but there is a reason a lot of them don’t want to mess with it. It’s an enormous hassle.

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    • interdimensionalmeme@lemmy.ml ⁨2⁩ ⁨days⁩ ago

      I’m not saying back to cash, I’m saying near zero cost transaction with contactless smartcards.

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