What’s wrong with hookers and coke?
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chilicheeselies@lemmy.world 5 weeks agoAbsolutely. However, if you are not the best with money, or on the irresponsible side; it might be best to take the annuity. Mathematically it makes no sense to do so, but if it stops you from blowing it all on hookers and coke in two years then its for the best. In other words, if you having it all is riskier than the state keeping track of it.
WeirdGoesPro@lemmy.dbzer0.com 5 weeks ago
aceshigh@lemmy.world 5 weeks ago
Can’t you open up a trust with the money and put a provision on it saving you from yourself?
chilicheeselies@lemmy.world 5 weeks ago
Im talking about someone who doesnt know wtf any of that means. Like the town idiot.
spooky2092@lemmy.blahaj.zone 5 weeks ago
Even if you’re bad with money, take the lump sum and go get a fiduciary advisor to handle it and give you a regular payout. Being a fiduciary advisor is important since it means they are legally obligated to work to the benefit of your money, not lining their pockets. Using something like a trust is another good way to protect you from yourself.
chilicheeselies@lemmy.world 5 weeks ago
I mean more like someone who is irresponsible and maybe dumb. I was trying to be polite. Someone that doesnt even know what a fidicuary is.