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Comment on What are some of the impacts of a power outage that isn't that obvious / isn't talked about a lot? And What happens to restaurant bills? Do Buses still work? (since card payments wouldn't work)

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tehmics@lemmy.world ⁨7⁩ ⁨hours⁩ ago

I’ve only seen those in movies, and I haven’t even had an embossed card in years. but most people (rightfully so) would refuse having their card info written anywhere these days. Things have really changed

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spankmonkey@lemmy.world ⁨7⁩ ⁨hours⁩ ago
People type their credit cards into online stores all the time. In the US, most restaurants still take your card out of eyesight to be processed, although processing devices at the table is becoming more popular.

I don’t think most people even think about it most of the time in the US because the credit card companies take care of disputes. Europe is definitely way ahead of us on secure payments!

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- tehmics@lemmy.world ⁨7⁩ ⁨hours⁩ ago
  
  People type their credit cards into online stores all the time.
  
  Sure, under the assumption that it’s not being stored without permission, or securely with permission. People are and should be very cautious about what sites you directly submit your card info to, and for less popular sites people are more and more opting to use a third party payment processor like apple, amazon, PayPal, etc.
  
  In the US, most restaurants still take your card out of eyesight to be processed, although processing devices at the table is becoming more popular.
  
  One of the most common ways cards get skimmed in person. You should absolutely be wary of this especially if it takes an unusually long time. I’ve been at group dinners where this was commented on. Seems pretty common sense.
  
  I don’t think most people even think about it most of the time in the US because the credit card companies take care of disputes. Europe is definitely way ahead of us on secure payments!
  
  I disagree. This is a common point of concern in my experience with customer facing roles, and anecdotally in my social life. When I worked for a major cell provider, for example, we sent a digital form to the customer so that we didn’t have to collect card info over the phone at all. In the event that we did as a fallback, customers were very wary of this across the board.
  
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