Comment on What are some of the impacts of a power outage that isn't that obvious / isn't talked about a lot? And What happens to restaurant bills? Do Buses still work? (since card payments wouldn't work)

• spankmonkey@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  People type their credit cards into online stores all the time. In the US, most restaurants still take your card out of eyesight to be processed, although processing devices at the table is becoming more popular.

  I don’t think most people even think about it most of the time in the US because the credit card companies take care of disputes. Europe is definitely way ahead of us on secure payments!

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  • tehmics@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    People type their credit cards into online stores all the time.

    Sure, under the assumption that it’s not being stored without permission, or securely with permission. People are and should be very cautious about what sites you directly submit your card info to, and for less popular sites people are more and more opting to use a third party payment processor like apple, amazon, PayPal, etc.

    In the US, most restaurants still take your card out of eyesight to be processed, although processing devices at the table is becoming more popular.

    One of the most common ways cards get skimmed in person. You should absolutely be wary of this especially if it takes an unusually long time. I’ve been at group dinners where this was commented on. Seems pretty common sense.

    I don’t think most people even think about it most of the time in the US because the credit card companies take care of disputes. Europe is definitely way ahead of us on secure payments!

    I disagree. This is a common point of concern in my experience with customer facing roles, and anecdotally in my social life. When I worked for a major cell provider, for example, we sent a digital form to the customer so that we didn’t have to collect card info over the phone at all. In the event that we did as a fallback, customers were very wary of this across the board.

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    • halcyoncmdr@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

      FYI, this is one of the major reasons to use digital wallets. Like Apple Pay and Google Wallet. They don’t use your actual card info when paying, but a generated virtual card instead.

      Likewise one of my accounts provides both a physical card and a separate virtual card, so that’s what I enter whenever making online purchases. Easier to cancel and reissue a virtual card if there is fraud.

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• HeyThisIsntTheYMCA@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  I mean, if it was at the Greek place I’m a regular at, I wouldn’t mind leaving them my card. I know the owner well enough to trust her and I’d be giving it to her directly (she lives next door to the restaurant). If it was taco bell? Hell no, they can eat the loss today I’ll be back tomorrow to pay.

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