Comment on Best ‘simple’ budgeting app

heavydust@sh.itjust.works ⁨5⁩ ⁨weeks⁩ ago

• __init__@programming.dev ⁨5⁩ ⁨weeks⁩ ago

  Yep, actual can do this sort of forecasting with schedules

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• sem@lemmy.blahaj.zone ⁨5⁩ ⁨weeks⁩ ago

  I have only used new ynab, what is old like?

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  • heavydust@sh.itjust.works ⁨5⁩ ⁨weeks⁩ ago

    The old one was better because it had no fucking subscription, and also you could reconcile future transactions which was way better for monthly stuff. For example, at the end of the month (30, 31), you have received your salary but you want to reconcile it NOW for the next month (one or two days in the future) so that you can work on your future budget right now. You can’t do that with the new YNAB.

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    • sem@lemmy.blahaj.zone ⁨5⁩ ⁨weeks⁩ ago

      Nice so Actual is free to use? I thought the connection to the bank must cost money. That’s awesome.

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      • Nibodhika@lemmy.world ⁨5⁩ ⁨weeks⁩ ago

        Depends, here in Europe they use GoCardless, which has a free tier. As long as you’re okay with syncing your accounts only once a day, or once every couple of days you should be good. Not sure how it is in other countries though.

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      • heavydust@sh.itjust.works ⁨5⁩ ⁨weeks⁩ ago

        I never use connections to my bank so I wouldn’t know if the feature even exists, sorry. But the whole thing was a paid application that went open-source. I download the “app image” thing because it’s easier for me, but you have alternatives (desktop or web client).

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• mac@lemm.ee ⁨5⁩ ⁨weeks⁩ ago

  I just wish the graphs were better.

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