Managing Subscriptions: Rocket Money Alternatives?

Submitted ⁨⁨5⁩ ⁨weeks⁩ ago⁩ by ⁨amminadabz@sh.itjust.works⁩ to ⁨privacyguides@lemmy.one⁩

I’m looking for a tool that can help me keep track of what subscriptions I’m paying for. I don’t really need extra functionality, I’m happy to cancel them manually. As someone who listens to podcasts, I’ve heard about Rocket Money, and it seems like it would get the job done. The question is: can I trust them with all of that data? Are there more privacy-respecting alternatives I should be considering?

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Comments

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Onomatopoeia@lemmy.cafe ⁨5⁩ ⁨weeks⁩ ago
Serious question - is it really that hard to just have a spreadsheet?

I can’t imagine having so many subscriptions that a pretty simple spreadsheet couldn’t handle it.

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- Sho@lemmy.world ⁨5⁩ ⁨weeks⁩ ago
  I have this thought everytime I hear about Rocket money. To have enough money to completely forget about all the “subscriptions” you have is wild to me.
  
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- amminadabz@sh.itjust.works ⁨5⁩ ⁨weeks⁩ ago
  I hear you. If I already had a list of the subscriptions I have, then yeah that would work. But I am a forgetful person, so I need (or I suppose, want) a tool that will get me to that starting point.
  
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HappyTimeHarry@lemm.ee ⁨5⁩ ⁨weeks⁩ ago
Your bank has an option to export transaction history to a CSV file that can be imported into a spreadsheet.

Anything more automated is going to sell your data or cost a subscription or both.

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retro@infosec.pub ⁨5⁩ ⁨weeks⁩ ago
Self-host Wallos. Open-source, get notifications before renewal, send notifications to others to let them know payment is upcoming.

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- amminadabz@sh.itjust.works ⁨5⁩ ⁨weeks⁩ ago
  That definitely looks promising. What’s the workflow for getting the subscription data into the application?
  
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SpatchyIsOnline@lemmy.world ⁨5⁩ ⁨weeks⁩ ago
I read about ActualBudget and although it’s not the most useful thing for me (I only have one bank account and my finances are about as simple as you can get), I spun up a docker container for it anyway out of curiosity. It allows you to categorise all your transactions and set up rules with simple name matches and even regex for more advanced matching. It took me a couple of hours to create all my rules but future transactions should now be categorised automatically. There’s also a tab where you can setup charts and graphs to see visually how much you’ve spent on certain categories in the last X days and so on.

It might be overkill for what you’re looking for, but you might find it useful or just nice to have for other reasons, and it certainly should cover your use case.

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dukethorion@lemmy.world ⁨5⁩ ⁨weeks⁩ ago
Well, you probably have a bank, and that bank has a website. I bet they even have a section called Transaction history ir something similar. Probably even search and sort.

Tldr: look at your bank statements it will show you everything you pay for monthly.

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