Attempting to have no authority may be the “point,” but here in reality that doesn’t actually work as long as humans remain what they are. It can only function so long as everyone involved cooperates to the very letter of the classless-moneyless-stateless social agreement and there is no outside disruption from anywhere else that doesn’t subscribe to the ideal. The moment someone figures out they can cheat to get more than others, it falls apart.

And what they want more of does not necessarily have to be money. It could be land, or crops, or coconuts, or a bigger hut, or more sexual partners, or shinier rocks, or internet post likes, or more prestige, or whatever.

One of two things then happen: They succeed, and become the authority. Or an authority has to be formed by some type of agreement by everyone else to stop them. This also inevitably begets violence.

You can try as hard as you like to evade this, but unless you lobotomize literally everyone or have magic mind control powers or something (which would require you to be… the authority) it is guaranteed that you will fail. Maybe not immediately, but the larger in scale your little social experiment gets the sooner it will happen. You can get 5 or 10 or maybe even 100 people to perfectly agree with each other and play along. If you’re lucky, you might even make it last for more than one generation. Don’t even try to argue that you could do it with a million people. Or ten million. Or 332 million (the population of the United States). Ceaseless cooperation in numbers beyond those of our immediate tribe- or family-sphere is not a trait that is found in humans.