Health insurance still leaves you with a large bill. Expect like $10k for the hospital part for a lot of insurances. Don’t forget the obgyn visits throughout the pregnancy (probably only $25-$75 per visit, depending on if you need a specialist). Labs are extra. In fact, the one that really tells a lot of info (lots of recessive gene issues can be found with it) is like a $750 lab that insurance doesn’t usually pay for (“it’s too new, and not required”).
Comment on How do poor people in the states give birth without money?
Stumblinbear@pawb.social 1 year agoIf you have a master’s and 20 years of experience, youre pretty much guaranteed to have a job that has the health insurance to pay for all of that. If you don’t, then you need a new job
Kage520@lemmy.world 1 year ago
lunarul@lemmy.world 1 year ago
I have 2 children. Insurance covered almost everything. The out of pocket expenses for the hospital were something like $700, not thousands. For doctor’s visits it was just the $20 co-pay for each visit, and all the labs were fully covered.
Kage520@lemmy.world 1 year ago
Good insurance! Our child born this year the hospital bill looks like around $8k after insurance, but we keep getting other bills from the provider’s offices so it’s hard to say exactly. Fortunately my wife has a secondary insurance of some sort we can submit the $8k to get that knocked down to hopefully $4k. If it works. It’s been months trying to get it sorted.
Feyr@lemmy.world 1 year ago
This year? Check out the no surprise bill (federal). Those extra bills might not be legal
Stumblinbear@pawb.social 1 year ago
I had an 8k bill for a TIA I had last year. It’s a lot of money, but if you have a job that will cover your hospital bills, you can probably pay for it without drowning
HootinNHollerin@sh.itjust.works 1 year ago
Yea my bad on my comment, I was just talking about general cost of how to afford not insurance of birth costs
xts@lemmy.world 1 year ago
Sure, maybe the hospital bills but raising 3 kids and going on vacations every year? You’re talking multi million dollar salary to be able to afford all of that on one income in SoCal of all places
Stumblinbear@pawb.social 1 year ago
Then… Don’t live in SoCal?
Hoomod@lemmy.world 1 year ago
If they’ve got a masters and 20 years of experience they’re either a genius or almost 50 years old. Children are already a huge commitment, being older makes it that much harder
Stumblinbear@pawb.social 1 year ago
I have 15 years of experience in software engineering, but that’s only because I started when I was 12
LUHG_HANI@lemmy.world 1 year ago
Generally it’d be professional experience.