That is less speculation and more pointing out the actual policy.

Plenty of youtubers have done videos on the subject. Here is the ifixit article ifixit.com/…/apple-self-service-repair-is-this-th…

But it boils down to everything I said:

1. Prohibitively expensive tools that push anyone but a repair shop to rent
2. Pricing so that, with renting, you are paying more or less the same to fix it yourself or have apple do it for you
3. You need to provide the old broken parts to Apple for them to send you the new ones. This adds considerable hassle to the end user and ensures that third party repair companies will always be a worse experience.
4. Incredibly invasive terms if you want to authenticate your phone after the repair. ifixit speculate this is a limitation of their tools but it still boils down to needing to phone home to Apple to activate your new screen and so forth.

So how about you actually look at the policy you are championing rather than vaguely imply that other people are being dishonest for actually having looked into it?