Comment on AITA for doing a GoFundMe? (Details within.)
_stranger_@lemmy.world 8 months ago
Get your ass to that hospital, money be damned!!
This sounds very serious. At this point, you need to decide if you want to live and possibly be paying medical debt off for a while, or die.
Definitely put up a go fund me, but SWEET JESUS don’t let the thought of medical debt drive you to what is essentially suicide.
Google tells me this:
Medical bills are generally classified as nonpriority unsecured debts, and they’re a type of debt most likely to be discharged, or wiped clean, in a bankruptcy.
A bankruptcy follows you for a decade or less, so worst case, declare bankruptcy.
FlyingSquid@lemmy.world 8 months ago
I appreciate what you’re saying, although bankruptcy would really be a last resort because the debt is in my name, but I’m pretty sure bankruptcy would affect both of us and her credit rating is really, really good.
Uprise42@artemis.camp 8 months ago
You can file bankruptcy independently. It’s a bit more complicated but possible.
I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.
On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.
Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.
_stranger_@lemmy.world 8 months ago
I’ve been there, I have friends there now! Your health is worth more than money.