Comment on If you receive a high medical bill, don't pay it immediately. Ask for an itemized bill first.
BassTurd@lemmy.world 1 week agoIt’s still true in that the bill can go back and forth between the hospital and insurance and change.
I had a surgery about 5 years ago that started at about $45k, and every couple of days got the bill would change as things started getting picked up by insurance. Eventually it got down to just over $4k. I waited about a month and then still had to call insurance because my annual out of pocket was capped at $2k and they didn’t take that into account. Eventually it ended right around $1500.
This was all through the MyChart app, so it more it less does live updating after the initial bill is sent, opposed to a paper bill. Now I always wait about a month to pay any medical bills just to be sure, because if you over pay, you have to fight to get it back from insurance.
4am@lemmy.zip 1 week ago
Yes if the hospital is submitting multiple claims for the services then the bill will go down as the insurance company’s “allowed” amount caps the amount the provider can charge you, and the insurance then covers up to the amount they will out of that amount, leaving you responsible for the rest.