Comment on It sure is, babe!

• plantfanatic@sh.itjust.works ⁨1⁩ ⁨month⁩ ago

  This is where paying the extra $2 a month for premium banking has its advantages.

  Over draft protection, no atm fees, even others, better interest rates, etc.

  source

  • RipLemmDotEE@lemmy.today ⁨1⁩ ⁨month⁩ ago

    No, it’s just a stupidity tax for not using a credit union that includes all that stuff for free.

    source

    • plantfanatic@sh.itjust.works ⁨1⁩ ⁨month⁩ ago

      Not every credit union does that stuff for free, and not every place accepts credit unions as payments.

      Your ignorance is hilarious though.

      source

      • VoteNixon2016@lemmy.blahaj.zone ⁨1⁩ ⁨month⁩ ago

        Also, credit unions don’t have insurance on your savings, banks do.

        In the United States, this is just blatantly untrue:

        Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF coverage is similar to the coverage provided by the Federal Deposit Insurance Corporation (FDIC). Credit union members do not need to apply for share insurance coverage as it is provided automatically when they join a federally insured credit union. Each credit union member has at least $250,000 in total coverage for share accounts held at a federally insured credit union.

        From https://mycreditunion.gov/protect-your-money/share-insurance

        Your ignorance is hilarious though.

        source

        • -> View More Comments
      • RipLemmDotEE@lemmy.today ⁨1⁩ ⁨month⁩ ago

        I banked with a federally insured credit union that is free, does not have overdraft fees and have never had a single problem making any kind of payment. Yes, not every credit union does that, but that’s why you research before using a financial institution.

        a credit union that includes all that stuff for free.

        Try reading before reacting.

        source
  • nostrauxendar@lemmy.world ⁨1⁩ ⁨month⁩ ago

    You pay money to store your money? ATM fees??? 😂😂😂 They’ve played you like a fiddle lad!

    source