Yikes you’re literally financing your hobby! Better financial move is to get a used system to start with (usually a used gaming PC can be had for like $500ish, and I’m sure there’s plenty of people online you can ask for help speccing something out), squirrel away money for a couple of years (I like to keep a dedicated savings account just for big purchases like tech upgrades. $40 biweekly dissearing into another account you don’t touch is $2k every 2 years, so a 4 year complete refresh cycle for 2 people) and buy when you feel like it. Good news is it’s a small enough amount of cash to easily right the financial ship but still yikes!