It’s part of how car insurance works. It also works by underwriters and adjusters being paid to do everything they can to keep from paying out claims.
seeing far ahead to realize that pooling resources in such manner will benefit everyone,
Pooling resources is how car insurance works.
Zorque@lemmy.world 21 hours ago
idiomaddict@lemmy.world 1 day ago
And the value it provides is enough to prop up the entire car insurance industry with incredibly inflated salaries at the top, and pay for a good portion of the damage caused by car accidents plus a fuckload of attorneys paid trying to avoid the rest of the damage.