Eh I don’t think that’s an actual bank. There’s a lot of unregulated banking adjacent entities that are popping up without regulations or government backed security. Be careful when putting your money in any of these.
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astreus@lemmy.ml 4 hours agoIt’s literally ONLY got an app. No web, no branches. They’ve become quite common and popular in the UK (like Revolut).
InfiniteStruggle@sh.itjust.works 4 hours ago
astreus@lemmy.ml 4 hours ago
Nope, it is FCA/Prudential registered bank. These fintech solutions are very common in the UK.
I’ve discovered I can access my account online, but cannot send money from there (Zopa).
Monzo and Revolut now have some barebones web implimentation (over a decade after launched).
Atom has no web access at all.
Chase UK doesn’t have web access as far as I can tell.
All of the above are registered banks.
lightnsfw@reddthat.com 4 hours ago
That’s crazy to me. I only use my local bank at their physical location. I feel like the fact that they exist in close proximity to their customers who can put hands on them gives them a little extra incentive to not do corrupt bullshit.
astreus@lemmy.ml 4 hours ago
My joint account with my partner is with a local building society, but branches are shutting left and right in the UK…