first of all, you can bank in a browser on a mobile phone just fine. second of all, don’t do your banking on your phone. that is a horrible idea and is one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device.
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Attacker94@lemmy.world 3 weeks agoMore like 2026 + 10, Linux phones are severely lagging behind, enough so that they are at least 10 years away from having enough adoption for banks and the like to recognize their existence, the annoying truth is that it cannot be mainstream until it is able to use these critical apps with no workarounds as “it works but isn’t allowed” will be the death knell of any amount of mainstream appeal.
_cryptagion@anarchist.nexus 3 weeks ago
baatliwala@lemmy.world 3 weeks ago
It’s amazing how Americans love poking their nose into everyone else’s affairs yet can be so oblivious. For some people a phone is literally the only device they have, they can’t do anything else.
Alaknar@sopuli.xyz 3 weeks ago
one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device
[Citation needed]
The most common reason for mobile phone theft is to wipe it and sell it, or just dismantle it for parts.
No common thief is going to be trying to break into an iPhone’s security system to get to someone’s banking data.
_cryptagion@anarchist.nexus 3 weeks ago
They don’t need to break into it to steal your data if they swipe it out of your hand, which is usually how it happens.
Alaknar@sopuli.xyz 3 weeks ago
Even if they manage to keep the phone unlocked, and even if they manage to get to a safe spot before I am able to lock the device remotely, they still can’t access any banking applications because they require the PIN/biometrics to get in, even on an unlocked phone.
Attacker94@lemmy.world 3 weeks ago
How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
_cryptagion@anarchist.nexus 3 weeks ago
I don’t understand your question. Why would 2FA be a problem? Every password manager support supports it. I almost never use my mobile for 2FA, unless I’m away from my laptop. As for Capital One, you can log in using the website from any browser.
Furthermore, since Linux phones run Linux, there’s nothing stopping you from running Android apps on Linux phones.
Kahizzle@lemmy.world 3 weeks ago
If their bank is anything like my bank, you NEED to have the mobile app installed to login with for online banking.
Attacker94@lemmy.world 3 weeks ago
The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn’t work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn’t feel comfortable using such a thing if it is not officially allowed.
Sir_Kevin@lemmy.dbzer0.com 3 weeks ago
I’m so tired of hearing people cry about banking apps. If you’ve got a working web browser you’ll survive.
_cryptagion@anarchist.nexus 3 weeks ago
or do the smart thing and don’t do banking or other incredibly important stuff on a device that is easily stolen
Attacker94@lemmy.world 3 weeks ago
Hiw do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
BD89@lemmy.sdf.org 1 week ago
I use capital ones website on graphene OS and have full access even to temporary cards and all that.
It didn’t want to play nice with Vanadium so I had to use Brave browser just for the banking stuff. I have a friend who uses cashapp and chase banking that way as well.
Only thing that doesn’t work is tap to pay and its only because Google are dicks and won’t allow it. Small price to pay to not have one of their spyware loaded versions of android on the phone though in my opinion.
Attacker94@lemmy.world 1 week ago
What is your 2fa method, I cannot sign in to the website without it and the only options I have been presented are SMS and app verification.
Sir_Kevin@lemmy.dbzer0.com 3 weeks ago
Text, email or authenticator.