There are lots of people online who think they are smarter than they are haha

Doing it this way is super simple and comes with many benefits and pretty much zero drawbacks. Another huge benefit is you can then sign up to backblaze personal computer backup plans which give you unlimited data backups for like $10 a month. I currently have my entire media library along with my entire Mac Mini hard drive (over 40TB in total) backed up in backblaze. To do that with a NAS would cost me thousands of dollars a year.