They are in for a shock if they come to Texas thinking is cheaper. The property taxes and insurance on houses is crazy here and can be counted on to increase at 10% per year. I went back and looked at my homeowners policy from 2016 vs 2025 and I started out paying $1600 per year and just paid $4800 for worse coverage this year. No claims or anything, I don’t live near the coast, not in a flood zone, not in a forest, no history of damaging hail, roof was replaced in 2016.