Bank to bank transfers typically show up in under an hour in my country, and you would obviously be able to credit your account ahead of time.
That takes time (days) that people don’t want to wait to make a purchase, nor do people want to leave a balance with companies or have to worry about topping it up so they have enough to buy the next game they happen to want without waiting.
Ilovethebomb@sh.itjust.works 15 hours ago
kunaltyagi@programming.dev 14 hours ago
Hours?? Lost of places (see EU, India, Japan) have instant transfers.
Ilovethebomb@sh.itjust.works 13 hours ago
Ours is hourly for some reason, and it’s only recently they started doing that.
NotMyOldRedditName@lemmy.world 14 hours ago
Even having to wait an hour is a fantastic way to lose a sale.
lennivelkant@discuss.tchncs.de 12 hours ago
Valve could extend a limited credit for the first two hours of play time. If after downloading and playing for two hours there’s still no confirmation from the bank, they’d then block your access to the game.
NotMyOldRedditName@lemmy.world 11 hours ago
That’s actually a pretty realistic option given the 2 hour refund window.
Maybe allow it only after 1 successful deposit, and revoke it after 1 failure for a long period and X successful payments.
Ilovethebomb@sh.itjust.works 14 hours ago
This is to top up your account, not make a purchase.
NotMyOldRedditName@lemmy.world 13 hours ago
And that’s back to my point of people not wanting to leave money places in case they want to buy a game in the future.
ndixon@feddit.uk 10 hours ago
For me it takes barely even a minute. What stone age banking systems are you using?