I have a bit more nuances on that. Some games are Steam or console only, so what I do there is get them deeeply discounted so that if I was to loose them the hit isn’t much. Otherwise GOG like digital services, or physical all the way.

The other way I look at it is for systems like the Switch or 3DS, where once it’s cracked open. The game has a very high chance at being emulated easily with wider compatibility than it would otherwise.