Why not GNU Taler?
Comment on Isn't there somebody you forgot to ask?
HappySkullsplitter@lemmy.world 1 week ago
The time is now if you’re looking to start your own payment system
pennomi@lemmy.world 1 week ago
justme@lemmy.dbzer0.com 1 week ago
Oh, cool. A pity that it won’t be adopted
azertyfun@sh.itjust.works 1 week ago
Does not work around the necessity to get all major retail banks or the central bank on board, as they outline in their FAQ.
There’s no magic bullet, if you want to act as a payment processor you only have a handful of options:
- Do a bank wire (but it’s not pre-authorized so you’re just providing a deposit account for your customers, like PayPal)
- Use Visa/MC (which PayPal falls back to if you have no money in your deposit account)
- Use regional payment processors where they exist (e.g. Bancontact/iDEAL in the Benelux, which Stripe conveniently abstracts for the retailers; however most countries don’t have such a widespread alternative to American payment processors)
- Use physical cash
- Agree on a protocol to pre-authorize transfers on behalf of your customer with all banks your customers are likely to be using (in the EU you can do that with SEPA mandates, which PayPal does support as well)
In practice the EU is doing that last thing with Wero (which already has partnered with all major retail banks in Benelux+France+Germany) and Brazil successfully did the same with Pix. It’s not that the technical part is particularly hard, it’s that convincing the banking sector to adhere to and commercially promote a new standard is a long, expensive, arduous process that requires strong political connections.
DFX4509B_2@lemmy.org 1 week ago
You got Monero for starters.
stinerman@midwest.social 1 week ago
This is the actual stated goal of Bitcoin. And this is an actual use for it. But that ship sailed a very long time ago.
potatoguy@potato-guy.space 1 week ago
Or you could adopt pix.
kinther@lemmy.world 1 week ago
The CEO stepped down and there is a new one in charge
Enkers@sh.itjust.works 1 week ago
I would be greatly entertained if valve went into payment processing and out-competed these absolute shitshows of companies.
DragonTypeWyvern@midwest.social 1 week ago
The Valve Strategy of “letting the competition shoot itself” spreads