For employers at least, state laws usually require them to offer direct deposit. But the problem is that many low income folks are unbanked. If you’re poor, you’re more likely to have an overdrawn account. And banks have a special credit rating equivalent system for bank account customers. If you have too poor a history with one bank, they’ll close your account, and other banks may refuse to open an account for you. Or many banks have free accounts without a monthly fee, but only if you maintain a minimum balance or deposit a minimum in there each pay period. Poor folks can struggle to qualify on either of those accounts.
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M0oP0o@mander.xyz 3 days ago
are often also used to pay people who work at like McDonald’s
The fuck?
WoodScientist@sh.itjust.works 3 days ago
janNatan@lemmy.ml 3 days ago
Yeah, all kinda of places. Dollar General does this too. They have a direct deposit option. But, I many people who work there don’t have a bank account, so they offer to pay you with a pre-paid card. And it does have tons of fees.
M0oP0o@mander.xyz 3 days ago
Company store all over. Soon they will pay them in “room and board”
garbagebagel@lemmy.world 3 days ago
In Canada it’s not even legal for employers to give gift cards out as gifts, let alone pay a fucking wage with them. (I mean they still give them as gifts but they’re not technically allowed to).
US is a fucking wild place.
M0oP0o@mander.xyz 3 days ago
Well Canada just uses
indentured servantstemporary foreign workers for places like McDonald’s so we are not really without sin.But getting paid in pre paid cards is wild.