Comment on Finally paid off my Costco hotdog đ
Shardikprime@lemmy.world â¨22⊠â¨hours⊠ago
If youâre financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.
Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then itâs probably time to rethink your budget and personal finances, no meal is worth that kind of debt.
JackbyDev@programming.dev â¨22⊠â¨hours⊠ago
Hell yeah, when people offer me interest free loans I take it.
One time I misunderstood something as an interest free loans when it wasnât so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?
Shardikprime@lemmy.world â¨15⊠â¨hours⊠ago
I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself
Itâs fair to apply it, as it is also fair for you to not take it, all things considered
JackbyDev@programming.dev â¨11⊠â¨hours⊠ago
Iâm not actually losing sleep over the penny lol