Exactly. I’m nowhere close to the top of the tech ladder, but I make more than that and still have to rent and will be renting for several more years. To buy an average house in this city, it would be like 7k/month without a 20% down payment. And household debt needs to be 30% of your total income so I would need to make $250k to even get approved for a loan for an average house in the city.