Yeah. My buddy lived with his SO. They had kids together. I believe they did have plans to get married but there were financial/planning considerations. At the time, the house was in his name.

He died unexpectedly and without warning due to a previously unknown medical condition. I don’t believe he had a W&T.

The paperwork she had to deal with - much of which would have been not required had they been married - was horrendous, especially anything bank related. The bank also seemed to be doing their best to fuck her over in regards to the family home. It was a nasty ordeal.