You can do school loans if you start paying bigger. Not sure what your debt is or how large your financial cushion needs to be, but if extra cash is sitting in checking not earning interest, its loosing value while your student loan interest keeps ticking up.
For me after setting aside money for savings, I kept what I needed + plus a small amount for whatever and the rest got dumped into loans, had that shit payed off in a few years. Think my total interest payed was around 3k, I know some people basically end up doubling their debt over the 10 years with some crazy interest rates. (Went to state school, so loans were about 50k for everything, I know some private schools are triple that)
(Also open a saving account or something, your checking account shouldn’t have access to all your funds in the event of debit card theft, especially if you use that online)
barnacul@lemmy.world 2 days ago
turnip@sh.itjust.works 2 days ago
Womp womp