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Comment on Why DO credit card companies make a stink about adult content anyway?

I think it’s more about the fraud rate than pure prudishness. On one hand you have real hackers testing stolen cards. On the other, found out spouses claiming they’ve no idea about charges and charging back.

All they care about is their cut, but they don’t get it here as often as with traditional sectors.

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Buffalox@lemmy.world ⁨1⁩ ⁨year⁩ ago

I think it’s more about the fraud rate

AFAIK there is less fraud on sex pages than on facebook.

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FlexibleToast@lemmy.world ⁨1⁩ ⁨year⁩ ago
I don’t think that’s entirely it. OnlyFans flirted with the idea of not allowing NSFW content because of pressure from the credit card companies. PornHub purged amateur content from the same pressure.

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- LastYearsIrritant@sopuli.xyz ⁨1⁩ ⁨year⁩ ago
  PH purge was more about being unable to validate that the content was consensual/legal.
  
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  - FlexibleToast@lemmy.world ⁨1⁩ ⁨year⁩ ago
    Because they were being pressured from the credit card companies to do that.
    
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  - xor@lemmy.blahaj.zone ⁨1⁩ ⁨year⁩ ago
    I think that’s largely for the same reason; their legal obligations to ensure they don’t facilitate illegal stuff means that the risk of working with companies that do e.g. amateur porn makes the potential consequences (financial processing ban, i.e. effectively the entire company being shut down) massively outweigh the potential benefits.
    
    So you’re right that PH’s legal liability was part of the reasoning, but that pressure largely came from payment processors, for whom the legal consequences are more severe.
    
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