In a way crypto has fulfilled the promise of “banking the unbanked”… Its just that the main group of ”unbanked” people happened to be criminals and scammers.

Its been a huge boom for scammers, before this you had to convince people to use wester union or something and convince a person they are talking to some inconvenienced soon to be oil barron, now all they do is throw up a website with tradingview charts and people will throw money at them.