If I was monopolizing a resource people need to live, sure, repatriate it! I, uh, have a lot of books and I actually do like lending those to people – even ones I hardly know or somewhat dislike – so long as I think that I will get them back in good condition.

Part of the problem with your need to individualize everything is that we encounter class antagonism, i.e. people in different classes have different incentives. I am totally fine with the idea of virtually everything I own being held communally and living in a monastery – so long as there was enforcement against just trashing things. What matters to me is use, not profit, because I am not in a class that profits but one that subsists on labor and therefore am mainly seeking to ensure the easiest subsistence possible by the means I know. I also see that many people are in my same position and we can’t all subsist by lying at the top being fed grapes while being paid to own things, the viability of selling a commodity comes from people not having it. On that basis, since I don’t want to make enemies out of my fellows (enemies are dangerous) and I don’t want to be stuck under someone else’s corporate boot heel if I fail, it is more appealing to me that we collaborate rather than compete, so that our best interests lie in mutual benefit rather than scalping scarce resources.