Comment on Sweden, Norway rethink plans for cashless societies over fears that fully digital payment systems would leave them vulnerable to Russian security threats

kn0wmad1c@programming.dev ⁨3⁩ ⁨weeks⁩ ago

• isthingoneventhis@lemmy.world ⁨3⁩ ⁨weeks⁩ ago

  It’s largely a non-issue in the Nordic countries as you basically have to voluntarily opt out of any government aid programs to be homeless, which understandably most don’t. This goes for most, if not all, vulnerable groups; and most of the help is decently robust, at least enough to keep you fed and in housing. So I don’t think it’s a very large portion of the consideration, almost everything is paid via mobile pay, checks (any, not just from working) are all done digitally as well.

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  • jagged_circle@feddit.nl ⁨3⁩ ⁨weeks⁩ ago

    Its still an issue for refugees and domestic abuse survivors

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  • unphazed@lemmy.world ⁨3⁩ ⁨weeks⁩ ago

    Ah yes, socialist practices… look how evil it is… taking care of others.

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    • isthingoneventhis@lemmy.world ⁨3⁩ ⁨weeks⁩ ago

      Inhuman communist savages the lot of them!

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• barsoap@lemm.ee ⁨3⁩ ⁨weeks⁩ ago

  In Germany any EU resident has a right to a basic account, in case you’re homeless you should have an address because you’re in a shelter, if you insist on sleeping rough (or the municipality is just too fucked up, happens in places) you can give the address of a social work organisation (those are all over also doing debtor counselling and a lot of other stuff).

  Only valid reason for a bank to refuse basic business is if you tried to defraud them. They don’t have to give you a credit line, but they do have to accept your money, store it, and let you wire it (incl. POS payments etc).

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  • 0x0@programming.dev ⁨3⁩ ⁨weeks⁩ ago

    in case you’re homeless you should have an address because you’re in a shelter

    No homeless person left behind? Shelters for 100% of homeless people at all times?

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    • barsoap@lemm.ee ⁨3⁩ ⁨weeks⁩ ago

      You have a legal right to shelter, yes. How is that controversial it’s a human right.

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      • 0x0@programming.dev ⁨3⁩ ⁨weeks⁩ ago

        The controversial part is that while it’s great and desirable on paper, it’s almost never the case for 100% of the times. Great if it is though.

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• endofline@lemmy.ca ⁨3⁩ ⁨weeks⁩ ago

  It’s funny because actually you can receive mails pretty much everywhere without giving an actual address. P.O boxes and post restante. Only banks keep enforcing residential addresses as it was a guarantee of having lack of identity frauds.

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  • sugar_in_your_tea@sh.itjust.works ⁨3⁩ ⁨weeks⁩ ago

    t was a guarantee of having lack of identity frauds

    I don’t think that’s true, it’s just indicative of someone who’s more stable. That said, I can put down anyone’s addresses and have mail sent to it, my family does it all the time (e.g. my SIL just got married, and they sent their combined bank statements to our house while they were finding a new apartment). All it means is that you can receive mail at a certain address, and that can be as simple as knowing the mail schedule and getting to the mailbox before the residents do (or going through their trash the next day if you miss it).

    It’s technically illegal, but I’ve never heard of anyone getting charged w/ accessing someone else’s mailbox… So it’s a pretty low barrier for someone actually committing identity fraud to clear, and a pretty steep barrier for someone who is homeless.

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• 0x815@feddit.org ⁨3⁩ ⁨weeks⁩ ago

  Affordable housing and the threat by malicious actors to attack digital payment systems are two different things. Homelessness has to be addressed, of course, but we are dealing here with something else.

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  • 0x0@programming.dev ⁨3⁩ ⁨weeks⁩ ago

    You seem to have missed the point: in many countries, access to a bank account (therefore digital money) is not universal.

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    • 0x815@feddit.org ⁨3⁩ ⁨weeks⁩ ago

      I didn’t miss the point, but this is a different topic. We need to provide housing, end homelessness and possibly the right to a bank account for everyone. These are different things.

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