brognak

@brognak@lemmy.dbzer0.com

• ⁨Comment⁩ on ⁨A conundrum⁩ ⁨⁨1⁩ ⁨week⁩ ago⁩:

  Part of interest calculation is risk. That’s why higher credit score leads to lower interest, it’s less of a risk to the lender.

  PMI is double dipping. They can pick one, either a flat across the board interest rate for all borrowers or PMI.

  Didn’t mean to imply it was entirely about risk.

• ⁨Comment⁩ on ⁨A conundrum⁩ ⁨⁨1⁩ ⁨week⁩ ago⁩:

  And while we’re ranting about this, can we throw PMI and whomever came up with it on the bonfire where they belong?

  Your telling me that I need to pay for you to have insurance in case I default while your also charging me interest who’s very purpose is to offset risk? Why am I paying to offset your risk FUCKING TWICE AND HOW IS THIS FUCKING LEGAL.

  Shit infuriates me. I want all the bankers to get William Wallace on live TV, recorded and played back once a year during a mandatory viewing window so that we never, ever, forget.

• ⁨Comment⁩ on ⁨Good news. :)⁩ ⁨⁨1⁩ ⁨week⁩ ago⁩:

  …the fuck are you on about? Don’t lump the Northeast in with the South. Massachusetts is easily the most liberal state in the country, and it’s not even really close and second place is Hawaii so still not West Coast.

  If you want peer pressure from GOP funding Silicon Valley NIMBYs and weirdly conservative cannabis farmers go West. If you want a culture that prides itself on cutting you off in traffic while sipping a large extra extra around the Newport eternally stuck to your lower lip but at the same militantly defending your civil rights and social systems, come to New England. Or don’t, we barely have snow anymore. I’ll give that to the American West, better ski mountains.

  (this is mostly a joke, everyone’s fucked anyway)

• ⁨Comment⁩ on ⁨Elden Ring on Switch 2 Is a Disaster in Handheld Mode - IGN⁩ ⁨⁨3⁩ ⁨weeks⁩ ago⁩:

  I have bounced off Nioh 2 like a dozen times, the combat system utterly overwhelms me every time I jump in. I have beaten every Souls game outside of Sekiro, but the stances and absorbtion mechanic thing around parrying (forget the exact details) just does me head in.

  And every time I bounce off I am sad, cus otherwise it looks amazing. I want to get to the end game and grind out stuff, but getting off the ground is a slog.

• ⁨Comment⁩ on ⁨Let delivery drivers keep their⁩ ⁨⁨2⁩ ⁨months⁩ ago⁩:

  It’s not heteronormative oh person with a hammer. You simply lack perspective, as yours seems entirely based on sex and literally none from kink.

  Doming and Topping are two different things in the kink world, and imply similar yet drastically different things and are very deliminaited in play.