I’m saying people made choices.

Normally we call that ‘victim blaming’; even when the victimization is financial by the univer$ity.

I get you have this “do the crime, do the time” thing for people choosing to spend on education; but aside from multi-decade reform plan that isn’t even as marketable to voters as “let’s just consolidate healthcare and save money”, what do we have that’ll help people avoid the looming debt trap that has such a chilling effect on others entering post-secondary education?