State universities, community colleges, boot camps and inexpensive online universities exist. Not to mention trade schools and entrepreneurship. No one was forced to take on an insane amount of debt. They chose it.

FWIW, the system is fucked for people that have degrees right now too. The job market is super competitive and a lot of educated people are struggling to find work.

We should plan for the future rather than pay the bills you don’t feel like paying.