There are actually more than 3 providers and you should put a freeze on everything you can. You only need unfrozen credit for applying for new lines of credit (loans, credit cards, etc), and unfreezing is a quick process (15 minutes or so).
Here’s a pretty comprehensive guide for protecting yourself: old.reddit.com/…/psa_freezing_your_three_main_cre…
It’s better to take these steps before you get your identity stolen rather than after. These steps can prevent your leaked information from being used against you.
werefreeatlast@lemmy.world 3 months ago
I am. Your login is locked unfortunately. Send me your username and password if you want to unlock it. It’s fairly common. You’ll get your credit score as well.
Confused_Emus@lemmy.dbzer0.com 3 months ago
Such a helpful employee!
User: DaftPensioner Pass: GoRockettes1964!