The car should be programmed to self-destruct or take out the passengers always. This is the only way it can counter its self-serving bias or conflict of interests. The bonus is that there are fewer deadly machines on the face of the planet and fewer people interested in collateral damage.

Teaching robots to do “collateral damage” would be an excellent path to the Terminator universe.

Make this upfront and clear for all users of these “robotaxis”.

Now the moral conflict is becomes very clear: profit vs life. Choose.