I am 40 and never had a phone bill to date! When I started working in a real job I was 22 and at that time cell phones were still not 100% a necessity. My job gave us a blackberry so I never had to worry. Crazy enough, I’ve been with this job for 18 years now and the job doesn’t seem very secure these days so I opted to purchase a phone directly. I traded in my old work phone for a new Samsung and got a top of the line for like $400. I signed up for Google voice and got a free number and use my work phones hot spot if I go out to use it just as any other phone for the last 3 years now. Only issue I have is hot spot is battery intensive, and some accounts don’t allow mfa with free voip numbers but whatever, free is awesome.